Credit Analyst – (Jim Thorpe, PA)
About The Position
The Credit Analyst supports the commercial lending team by analyzing financial statements, cash flow, and collateral, and by preparing credit approval memorandums to inform lending decisions. The role partners with loan officers to monitor pipeline activity and support efficient decisions, conducts annual renewals and relationship reviews, and assigns appropriate risk ratings. It also supports compliance and reporting needs, including audit assistance and portfolio monitoring. This hybrid role is based in Jim Thorpe, Pennsylvania, and requires the ability to commute on-site occasionally. The posting also describes the role as on-site in Jim Thorpe. Employment is contingent on successfully completing federal and state criminal background checks and a credit check before starting; any offer is conditional on passing these screenings.
Requirements
- Bachelor's degree in Finance, Accounting, or a related field, or equivalent experience.
- Strong skills in financial statement interpretation, cash flow analysis, and regulatory knowledge.
- Proficiency in Microsoft Office.
- Excellent written and verbal communication skills.
- Professional, detail-oriented, and collaborative.
- Able to commute on-site occasionally to Jim Thorpe, Pennsylvania.
- Must successfully complete federal and state criminal background checks and a credit check before starting employment.
Nice To Haves
- 0–3 years of credit analysis experience preferred; candidates with 1–3 years of experience will also be considered.
Responsibilities
- Perform in-depth financial statement analysis, cash flow evaluation, and collateral assessment.
- Prepare clear and thorough credit approval memorandums to support lending decisions.
- Partner with loan officers to monitor pipeline activity and ensure efficient decision-making.
- Conduct annual renewals and ongoing relationship reviews, assigning appropriate risk ratings.
- Support compliance and reporting needs, including audit assistance and portfolio monitoring.
Benefits
- Opportunities for growth within a respected financial institution.
- Flexible work arrangement, with occasional on-site commuting required.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
