Credit Admin Intern
About The Position
The Credit Admin Intern will learn about various functions in the Credit Administration Department. Ensures compliance within all Bank policies and procedures, as well as all applicable state and federal banking regulations. The internship will cover the following areas: Bank's Credit Culture, Basic Credit Analysis, How to understand financial statements, Calculating primary and secondary repayment sources, Credit Underwriting Process, Purpose of the credit request, Business background/overview, Appraisal review, Collateral coverage, Leverage and Liquidity, Understanding risk ratings, Conducting Annual Reviews, Relationship Management - To understand the target customer profile and their assessment approach, Loan Processing - To observe and to discuss their process, Construction Loan Management - To observe and discuss their process, Special Assets – Overall summary of Problem Loan Management, Review Market Research Reports, Provide a Management Analysis to identify areas of risk.
Requirements
- See qualifications above.
Responsibilities
- Learn about various functions in the Credit Administration Department.
- Ensure compliance within all Bank policies and procedures, as well as all applicable state and federal banking regulations.
- Understand the Bank's Credit Culture.
- Learn Basic Credit Analysis.
- Understand financial statements.
- Calculate primary and secondary repayment sources.
- Understand the Credit Underwriting Process.
- Understand the purpose of the credit request.
- Understand business background/overview.
- Understand appraisal review.
- Understand collateral coverage.
- Understand leverage and liquidity.
- Understand risk ratings.
- Conduct Annual Reviews.
- Understand target customer profiles and their assessment approach.
- Observe and discuss the loan processing.
- Observe and discuss construction loan management.
- Gain an overall summary of problem loan management.
- Review Market Research Reports.
- Provide a Management Analysis to identify areas of risk.
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What This Job Offers
Career Level
Intern
Education Level
No Education Listed
