Credit Admin Intern

Poppy Bank•Santa Rosa, CA

About The Position

The Credit Admin Intern will learn about various functions in the Credit Administration Department. Ensures compliance within all Bank policies and procedures, as well as all applicable state and federal banking regulations.

Requirements

See qualifications above.

Responsibilities

Bank's Credit Culture
Basic Credit Analysis
How to understand financial statements
Calculating primary and secondary repayment sources
Credit Underwriting Process
Purpose of the credit request
Business background/overview
Appraisal review
Collateral coverage
Leverage and Liquidity
Understanding risk ratings
Conducting Annual Reviews
Relationship Management - To understand the target customer profile and their assessment approach
Loan Processing - To observe and to discuss their process
Construction Loan Management - To observe and discuss their process
Special Assets – Overall summary of Problem Loan Management
Review Market Research Reports
Provide a Management Analysis to identify areas of risk