Fully Remote Entry Level

AIL•Fremont, CA
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking Remote Coverage Consultants to help individuals and families understand life, supplemental health, and accident insurance options. Consultants connect with prospective clients, conduct virtual needs-based discussions, educate clients about products and services, recommend options based on individual needs, and follow up throughout the decision-making process. The role includes warm leads, training, ongoing mentorship, coaching, and opportunities for professional growth. This is a fully remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Strong communication, listening, and interpersonal skills.
  • A detail-oriented approach to client support.
  • Self-motivation and accountability.
  • Ability to learn technology quickly.
  • Proactive problem-solving skills.
  • Ability to thrive independently and as part of a team.

Nice To Haves

  • No prior insurance experience is required.
  • The opportunity is suited to candidates who are coachable and interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Connect with prospective clients and schedule appointments.
  • Conduct virtual needs-based insurance discussions.
  • Educate clients about available products and services.
  • Recommend options based on individual needs.
  • Follow up to support the client decision-making process.
  • Maintain professional relationships and accurate information.
  • Complete required training and participate in virtual meetings.

Benefits

  • Fully remote work environment.
  • Company-provided warm leads.
  • Weekly compensation.
  • Uncapped income potential.
  • Medical premium reimbursement.
  • Online training across devices.
  • Daily coaching and mentorship.
  • Performance incentive programs.
  • No overhead costs.
  • OPEIU Local 277 union representation.
  • Growth potential within a company with a 70-year history.
  • Training, mentorship, licensing guidance, and ongoing professional development.
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