Commercial Relationship Mgr, Auto Finance - AL

Huntington National Bank
Remote

About The Position

The Auto Finance Portfolio Manager III Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. Owns primary responsibility for the credit and monitoring of Auto Finance portfolio risks. Must have demonstrated, extensive formal credit training and experience as approval officer in Commercial Auto Finance. The ideal candidate will reside in the state of Alabama and/or have it as part of their current territory.

Requirements

  • 5+ years working with multiple automotive dealer groups
  • 5+ years Commercial (Auto) Finance Underwriting Experience
  • 5+ years Commercial (Auto) Sales Experience
  • Bachelor's Degree
  • Demonstrated, extensive formal credit training and experience as approval officer in Commercial Auto Finance.

Nice To Haves

  • Excellent verbal and written communication skills
  • Strong sales and negotiation skills
  • Commercial Financial Analysis Comprehension and Review
  • Local Automotive Dealer knowledge and existing relationships

Responsibilities

  • Develop automotive dealership new client relationships through outside calling sales activities in assigned market area.
  • Uncover and negotiate new commercial loan business, banking products and services opportunities for new dealer prospects.
  • Follow credit policy, structures, and underwriting guidelines with assigned credit partners and make recommendations to originate dealer commercial loans.
  • Service portfolio through required dealer monitoring and financial review while continuously prospecting new customers.
  • Manage portfolio, assess area market risks and general business conditions.
  • May assist Product Specialists in selling and servicing various bank products.
  • Deal with very large credit exposures and most complex loans, including syndications.
  • May organize work and deal flow and/or coach other Bank colleagues.
  • Perform other duties as assigned.

Benefits

  • Flexible work arrangement
  • In-office and work from home options
  • Opportunity to come together in offices for moments that matter
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