Commercial Portfolio Manager - Biltmore/Phoenix (AZ)

National Bank of Arizona•Phoenix, AZ

About The Position

National Bank of Arizona is seeking a Commercial Portfolio Manager for its Phoenix Metro Commercial Market. The role focuses on identifying appropriate lending opportunities, soliciting and developing business activity, specializing in commercial loans, and participating in the development of commercial loan objectives, policies, and practices. The position manages and services existing loan relationships while building relationships and supporting excellent customer satisfaction. The Commercial Portfolio Manager supports loan underwriting and portfolio oversight through financial statement analysis, industry and collateral risk monitoring, loan structuring and pricing, credit analysis, monitoring credit performance, and assisting with loan presentations. The position also handles portfolio reporting and keeps informed of financial and market trends that may affect the portfolio. Senior-level employees may manage Analysts and Loan Specialists. Local candidates only.

Requirements

Bachelor's degree in Finance, Business, or a related field, or an equivalent combination of education and experience.
At least 2 years of banking, relationship management, underwriting and credit experience, or other directly related experience.
Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, and loan documentation.
Knowledge of banking products, services, policies, procedures, and regulations.
Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.
Solid customer service, relationship, organizational, analytical, and creative problem-solving skills.
Ability to meet deadlines.
Solid verbal and written communication skills.
Knowledge of software applications, including word processing and spreadsheets.
Local candidates only.

Responsibilities

Manage and service a portfolio of existing loan relationships.
Expand and build relationships to achieve excellent customer satisfaction.
Ensure financial statements are spread and analyzed; address industry risks; monitor collateral requirements; support loan structuring and pricing; perform credit analysis; monitor credit performance; and assist with loan presentations.
Handle loan reporting, including past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, and risk grades.
Stay informed about financial and market trends in the portfolio and analyze their potential effects.
Assist bankers with new and existing loan requests and other special projects.
At the senior level, potentially manage Analysts and Loan Specialists.
Perform other duties as assigned.

Benefits

Medical, dental, and vision insurance starting day one.
Life and disability insurance.
Paid parental leave and adoption assistance.
Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care accounts.
Paid training.
Paid time off (PTO) and 11 paid federal holidays.
401(k) plan with company match.
Profit sharing.
Competitive compensation aligned with work experience.
Mental health coaching and therapy sessions.
Tuition reimbursement for qualifying employees.
Employee Ambassador preferred banking products.