Commercial Portfolio Manager - Biltmore/Phoenix (AZ)

Zions Bancorporation•Phoenix, AZ

About The Position

National Bank of Arizona is seeking Commercial Portfolio Managers for its Phoenix Metro Commercial Market. The role focuses on identifying appropriate lending opportunities, soliciting and developing business activity, and specializing in commercial loans. The position also participates in developing overall commercial loan objectives, policies, and practices. The Commercial Portfolio Manager manages and services a portfolio of existing loan relationships, expands client relationships, and supports bankers with new and existing loan requests. Responsibilities include financial statement analysis, credit analysis, loan structuring and pricing, collateral monitoring, and tracking credit performance. The role also handles loan reporting and monitors financial and market trends affecting the portfolio. At the senior level, the position may manage Analysts and Loan Specialists.

Requirements

Bachelor's degree in Finance, Business, or a related field, and 2 or more years of banking, relationship management, underwriting and credit experience, or other directly related experience. An equivalent combination of education and experience may meet the qualifications.
Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, and loan documentation.
Knowledge of banking products, services, policies, procedures, and regulations.
Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.
Solid customer service, relationship, organizational, analytical, and creative problem-solving skills.
Ability to meet deadlines.
Solid verbal and written communication skills.
Knowledge of software applications, including word processing and spreadsheets.
Local candidates only.

Responsibilities

Manage and service a portfolio of existing loan relationships.
Expand and build relationships to achieve excellent customer satisfaction.
Spread and analyze financial statements, address industry risks, monitor collateral requirements, structure and price loans, conduct credit analysis, monitor credit performance, and assist with loan presentations.
Report on loans, including past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, and risk grades.
Stay informed of financial and market trends in the portfolio and analyze their effects on the portfolio.
Assist bankers with new and existing loan requests and other special projects.
At the senior level, potentially manage Analysts and Loan Specialists.
Perform other duties as assigned.

Benefits

Medical, dental, and vision insurance starting day one.
Life and disability insurance.
Paid parental leave and adoption assistance.
Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care accounts.
Paid training.
Paid Time Off (PTO) and 11 paid federal holidays.
401(k) plan with company match.
Profit sharing.
Competitive compensation in line with work experience.
Mental health benefits, including coaching and therapy sessions.
Tuition reimbursement for qualifying employees.
Employee Ambassador preferred banking products.