Commercial Loan Administration Lead

North Easton Savings Bank•South Easton, MA

3d•Onsite

About The Position

The Commercial Credit Administrator Team Leader oversees commercial loan, analysis, processing, and administration functions. The role establishes, implements, and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio. The position manages credit structuring and negotiation strategy discussions with officers and business units; analyzes, underwrites, and approves or disapproves credit requests exceeding line or approval limits; identifies potential problem credits and works with loan workout specialists to restructure credits or minimize loss risk; advises staff, officers, and business units on the Bank’s lending policies; and promotes a moderate- to low-risk portfolio. As an Officer of the Bank, the role is expected to lead by example, demonstrate NESB Core Values, provide Superior Customer Excellence, and foster highly engaged, high-performing teams. Officers are expected to empower teams to generate innovative solutions in a safe and inclusive environment, and to demonstrate accountability, adaptability, inclusion, resilience, and sound decision-making. The position supervises Commercial Credit Analysts, the Commercial Credit Manager, Commercial Loan Processors, and Loan Review Administrators. It is an office-based role operating in a professional bank branch environment. The physical demands include typing, writing, filing, moving throughout the office, sitting for extended periods, seeing and hearing in an office setting, and occasionally transporting items weighing up to 20 pounds. Other related or unrelated duties may be assigned as needed.

Requirements

Bachelor’s degree in Finance or Accounting.
At least five years of experience in credit approval, analytics, and mentoring.
Working knowledge of legal documentation issues.
Strong management and mentoring skills.
Ability to resolve issues and drive performance.
Excellent client management skills.
Ability to interact professionally and effectively with clients, business partners, and peers at all levels.
Goal oriented.
Well-developed verbal and written communication skills.
Critical thinking, problem-solving, and analytical ability.
Resourceful.
Ability to demonstrate accountability, adaptability, inclusion, resilience, and sound decision-making.

Responsibilities

Establish, implement, and manage administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
Manage credit structuring and negotiation strategy discussions with officers and business units.
Analyze, underwrite, and approve or disapprove credit requests exceeding line or approval limits.
Identify potential problem credits and work with loan workout specialists to restructure credits or minimize risk of loss.
Advise staff, officers, and business units on the Bank’s overall lending policies.
Promote a moderate- to low-risk loan portfolio.
Lead by example in demonstrating NESB Core Values and providing Superior Customer Excellence.
Foster an environment that promotes highly engaged, high-performing teams and supports safe, inclusive innovation.
Supervise Commercial Credit Analysts, the Commercial Credit Manager, Commercial Loan Processors, and Loan Review Administrators.
Perform other duties as assigned.