Commercial Loan Administration Lead
About The Position
The Commercial Loan Administration Lead oversees the commercial loan, analysis, processing, and administration functions. The role establishes and manages administrative and review systems to protect the quality and profitability of the loan portfolio; manages credit structuring and negotiation discussions with officers and business units; and analyzes, underwrites, and makes decisions on credit requests exceeding approval limits. The position identifies potential problem credits and works with loan workout specialists to restructure credits or minimize loss risk, advises staff and business units on lending policies, and promotes a moderate- to low-risk portfolio. The role supervises Commercial Credit Analysts, the Commercial Credit Manager, Commercial Loan Processors, and Loan Review Administrators. As a Bank Officer, the role is expected to demonstrate the Bank’s core values and provide superior customer service. It includes fostering engaged, high-performing teams; empowering employees to develop innovative solutions in a safe and inclusive environment; taking ownership and solving problems; adapting positively to change; valuing diverse perspectives; remaining poised under pressure; and making timely, balanced decisions that consider risk and input from others. This is an office-based position in a professional bank branch environment. Physical demands include typing, writing, filing, moving around the office, sitting for extended periods, seeing and hearing in an office setting, and occasionally transporting up to 20 pounds. Other related or unrelated duties may be assigned as needed.
Requirements
- Bachelor’s degree in Finance or Accounting.
- At least five years of experience in credit approval, analytics, and mentoring.
- Working knowledge of legal documentation issues.
- Strong management and mentoring skills.
- Ability to resolve issues and drive performance.
- Excellent client management skills.
- Ability to interact professionally and effectively with clients, business partners, and peers at all levels.
- Goal-oriented.
- Well-developed verbal and written communication skills.
- Critical thinking, problem-solving, and analytical ability.
- Resourcefulness.
Responsibilities
- Establish, implement, and manage administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
- Manage credit structuring and negotiation strategy discussions with officers and business units.
- Analyze, underwrite, and approve or disapprove credit requests that exceed line or approval limits.
- Identify potential problem credits and work with loan workout specialists to restructure credits or minimize risk of loss.
- Advise staff, officers, and business units on the Bank’s overall lending policies.
- Promote a moderate- to low-risk loan portfolio.
- Supervise Commercial Credit Analysts, the Commercial Credit Manager, Commercial Loan Processors, and Loan Review Administrators.
- Lead by example in demonstrating the Bank’s core values and providing superior customer excellence.
- Foster an environment that promotes engaged, high-performing teams and supports innovative solutions in a safe and inclusive manner.
- Take ownership of work, respond promptly to problems, seek input, and use challenges to improve personal and organizational processes.
- Adapt approaches positively to changing situations and identify opportunities for growth.
- Promote inclusion, respect employees’ ideas, and leverage the strengths of employees with diverse backgrounds.
- Remain poised and self-regulated when faced with challenges, adversity, stress, pressure, disappointment, or resistance.
- Generate and evaluate possibilities in a timely manner, consider risks, seek input, and pursue balanced solutions.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
