Capital Markets Manager

Highbeam•New York, NY

1d•$150,000 - $180,000•Onsite

About The Position

Highbeam is hiring a Capital Markets Manager to own the day-to-day management and reporting of its institutional debt facilities. The role runs monthly and periodic lender reporting, monitors compliance with facility covenants, manages facility funding, and serves as the primary day-to-day contact for lenders. It sits at the intersection of Capital Markets, Credit, and Finance, works closely with the Credit and Portfolio Management team, and reports directly to the Chief Financial Officer. The position is based in New York, NY and is full-time.

Requirements

2–4 years of experience in capital markets, structured finance, or lender finance, ideally at a specialty lender, fintech, or warehouse lender.
Direct experience preparing borrowing base certificates, covenant tests, and portfolio tapes for a credit facility.
Working knowledge of warehouse or asset-based facility mechanics, including eligibility, advance rates, concentration limits, and triggers.
Advanced Excel or Google Sheets skills, including building and maintaining facility models.
Solid grasp of GAAP financial statements and how lending activity flows through them.
Exceptional attention to detail.
Clear communication skills and comfort working directly with lenders and the CFO.
Bachelor's degree in Finance, Accounting, Economics, or a related field.

Nice To Haves

SQL or Python skills for pulling and reconciling loan-level data.
Experience with revolving credit, receivables, or card products.
Exposure to a facility raise or amendment from term sheet through closing.
Familiarity with credit agreements and ability to translate legal terms into reporting logic.
CPA, CFA (or progress toward either), or MBA.
Experience working in fintech, AI, or early-stage startups.

Responsibilities

Own the monthly and periodic lender reporting cycle, including borrowing base certificates, loan-level portfolio tapes, servicing reports, and compliance certificates.
Deliver lender reports accurately and on time using a documented close checklist and review controls.
Prepare ad hoc lender analyses on portfolio performance, concentrations, and credit trends.
Test eligibility criteria, concentration limits, advance rates, and performance triggers during each reporting cycle.
Track excess spread, delinquency, and loss triggers, and alert the CFO early to potential breaches.
Maintain a covenant calendar covering reporting deadlines, certifications, and notice requirements.
Manage facility draws, paydowns, and pledging eligible receivables.
Reconcile facility balances, interest, and fees against the loan ledger and bank accounts.
Forecast borrowing base availability and liquidity to ensure the lending book remains within available funding.
Act as the day-to-day contact for lenders, backup servicers, verification agents, and auditors.
Coordinate data requests, field exams, and audits.
Support facility raises, amendments, and upsizes through data room preparation, diligence responses, and document review with counsel.
Build and maintain the facility model.
Automate data pulls and report production as the portfolio scales.