Manager, Capital Markets

Figure Lending • Charlotte, NV

21h • Remote

About The Position

Figure Technology Solutions, Inc. is seeking a Manager, Capital Markets to own day-to-day execution of secondary transactions, including whole loan trades, liquidity, and warehouse sales and repurchases, while supporting securitizations and investor initiatives. The role will help scale settlement, pipeline, and reporting processes as Figure’s origination volume and product suite grow. It requires working knowledge of internal guidelines and external agreements, with close collaboration across Capital Markets, Finance, mortgage operations, origination, and servicing teams, as well as with external counterparties.

The manager will lead transaction execution and loan allocation, manage warehouse facilities, develop trade plans, support liquidity and capital planning, and oversee reporting and data quality. The role also partners with Technology and Product to improve capital markets data and reporting tools and automate manual processes. The position includes security-policy responsibilities: following company security and data-handling procedures, completing required security-awareness training, and promptly reporting suspected security incidents or suspicious activity.

The stated U.S. base compensation range is $128,000–$192,000 per year, with a 25% annual bonus target paid quarterly and company equity in the form of RSUs. Compensation may vary based on experience, skills, location, internal equity, and business needs. Figure will not sponsor work visas for this position.

Requirements

• Bachelor’s degree, preferably in finance, accounting, economics, or real estate.
• At least 4 years of relevant experience in capital markets, structured finance, corporate finance, or mortgage banking.
• Strong analytical and critical-thinking skills, with excellent written and verbal communication.
• Proven ability to meet deadlines in a fast-paced environment.
• Ability to work independently and as part of a team.
• Self-starter with a get-things-done mentality who identifies and overcomes obstacles to complete work.
• Proficiency in Excel and PowerPoint.
• Adhere to company security policies and data-handling procedures, complete mandatory security-awareness training within required timeframes, and promptly report suspected security incidents or suspicious activity.

Nice To Haves

• Experience with whole loan trades, warehouse lines, or securitizations (strongly preferred).
• Mortgage or real estate industry experience (preferred, not required).
• Experience mentoring or leading junior team members is a plus.
• SQL and Tableau experience (preferred).

Responsibilities

• Build short- and long-term RTL and DSCR trade plans with pricing and origination teams, aligning takeout and capacity with projected fundings, liquidity needs, allocations, and counterparty terms.
• Manage warehouse facilities day to day, including line activity, sales, and repurchases; track eligibility criteria, concentration limits, advance rates, loan aging, and margin calls.
• Support the Director on warehouse facility renewals and amendments.
• Analyze execution across buyers by comparing bids and reviewing post-trade P&L, and recommend loan allocations based on price, speed, and terms.
• Monitor funded and in-process pipelines against takeout commitments, and collaborate with risk and origination teams to identify the best takeout for each loan across potential buyers.
• Lead trade strategy and loan allocations, optimizing warehouse facility usage and trade channels for best execution.
• Lead the team executing transactions, from investor onboarding and loan pool diligence through resolution of collateral and credit exceptions, settlement, and transaction confirms; review the team’s work for accuracy and timeliness.
• Serve as the escalation point for diligence findings and exceptions involving investors, due diligence vendors, and internal credit teams.
• Build working knowledge of sale and financing contracts, including MLPAs and warehouse agreements, to guide the team’s execution.
• Produce accurate loan tapes for investors, warehouse lenders, and trustees, ensuring loan-level data is complete and reconciled before delivery.
• Deliver accurate portfolio and pipeline reporting to support liquidity, capacity, and capital planning.
• Own monthly reporting requirements under warehouse, trade, and securitization agreements, including counterparty and trustee reporting.
• Reconcile data across internal systems, servicers, and counterparties, and resolve discrepancies at the source.
• Partner with Technology and Product to improve capital markets data and reporting tools and automate manual processes.
• Adhere to company security policies and data-handling procedures, complete mandatory security-awareness training on time, and promptly report suspected security incidents or suspicious activity.

Benefits

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans.
• Company HSA, FSA, and Dependent Care FSA.
• 401(k).
• Commuter benefits.
• Employer-paid life and disability insurance.
• 11 observed holidays and a PTO plan.
• Up to 12 weeks of paid family leave.
• Continuing education reimbursement.
• 25% annual bonus target, paid quarterly.
• Company equity in the form of RSUs.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager