Business Banking Relationship Manager 1

U.S. Bank•Medina, OH

5d•$80,280 - $98,120•Hybrid

About The Position

Business Banking Relationship Managers help business clients achieve their financial goals by providing financial expertise and client-focused solutions. The role develops and manages business relationships, identifies client needs, and recommends appropriate banking products and services. Relationship Managers manage an assigned portfolio, maintain credit quality, oversee renewals and annual reviews, and collaborate with internal teams to deliver comprehensive solutions.

Requirements

Bachelor's degree or equivalent work experience.
Three to four years of relevant experience.

Nice To Haves

Strong relationship management and business development abilities.
Well-developed analytical and problem-solving skills.
Basic knowledge of credit administration, analysis, and credit policy and procedures.
Knowledge of cash flow management and business credit underwriting; commercial credit training is preferred.
Demonstrated understanding of basic financial accounting and analysis.
Some knowledge of bank products and services and the ability to identify appropriate sales opportunities.
Ability to work effectively with individuals and groups across the company to manage customer relationships.
Excellent presentation, verbal, and written communication skills.
Business acumen and knowledge of diverse businesses, industries, markets, and financial and economic concepts.

Responsibilities

Develop business through active prospecting and self-sourcing opportunities.
Develop, grow, and manage new and existing business client relationships.
Build and maintain Centers of Influence networks to generate referrals and business opportunities.
Deliver financial expertise and client-focused solutions that support long-term, trusted relationships.
Assess clients' banking needs and recommend solutions based on their goals and objectives.
Educate clients on deposit, lending, treasury management, payment, and other banking solutions.
Manage an assigned portfolio, maintain strong credit quality, and oversee renewals, annual reviews, and ongoing client needs.
Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
Refer clients to additional business lines and specialists as appropriate.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability insurance.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation of two to five weeks depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase.
401(k) contribution and pension, subject to eligibility requirements.