Business Banking Relationship Manager 1
About The Position
Business Banking Relationship Managers help business clients achieve their financial goals by offering financial expertise and client-focused solutions. They develop and manage client relationships, identify business opportunities, assess banking needs, and recommend products and services suited to clients’ goals. The role manages an assigned portfolio while maintaining credit quality, handling renewals and annual reviews, and coordinating with internal teams to deliver comprehensive banking solutions. When not meeting with clients, the position requires working from a U.S. Bank location three or more days per week.
Requirements
- Bachelor’s degree or equivalent work experience.
- Three to four years of relevant experience.
Nice To Haves
- Strong relationship management and business development abilities.
- Well-developed analytical and problem-solving skills.
- Basic knowledge of credit administration, analysis, and credit policy and procedures.
- Knowledge of cash flow management and business credit underwriting; commercial credit training preferred.
- Demonstrated understanding of basic financial accounting and analysis.
- Some knowledge of bank products and services and the ability to identify appropriate opportunities to sell them.
- Ability to work effectively with individuals and groups across the company to manage customer relationships.
- Excellent presentation, verbal, and written communication skills.
- Demonstrated business acumen, with knowledge of diverse types of businesses, industries, markets, and financial and economic concepts.
Responsibilities
- Conduct business development, active prospecting, and self-sourcing of business opportunities.
- Develop, grow, and manage new and existing business client relationships.
- Build and maintain Centers of Influence networks to generate referrals and new business opportunities.
- Deliver financial expertise and client-focused solutions that foster long-term, trusted relationships.
- Assess clients’ banking needs and provide tailored recommendations based on their goals and objectives.
- Educate clients about deposit, lending, treasury management, payment, and other banking solutions.
- Proactively manage an assigned portfolio, maintaining strong credit quality and overseeing renewals, annual reviews, and ongoing client needs.
- Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
- Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
- Refer clients to additional business lines and specialists as appropriate.
Benefits
- Healthcare (medical, dental, and vision).
- Basic term and optional term life insurance.
- Short-term and long-term disability.
- Pregnancy disability and parental leave.
- 401(k) and employer-funded retirement plan.
- Paid vacation, from two to five weeks depending on salary grade and tenure.
- Up to 11 paid holiday opportunities.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Incentive and recognition programs.
- Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
