Business Banking Relationship Manager 1

U.S. Bank • Medina, OH

4d • Hybrid

About The Position

Business Banking Relationship Managers help business clients achieve their financial goals by understanding their vision and providing appropriate banking products and solutions. The role focuses on developing, growing, and managing business relationships; sourcing new opportunities; and delivering financial expertise and client-focused recommendations. The manager oversees an assigned portfolio, maintains credit quality, handles renewals and annual reviews, and works with internal specialists to provide comprehensive solutions. When not meeting with clients, the role requires working from a U.S. Bank location three or more days per week.

Requirements

• Bachelor's degree or equivalent work experience.
• Three to four years of relevant experience.

Nice To Haves

• Strong relationship management and business development abilities.
• Well-developed analytical and problem-solving skills.
• Basic knowledge of credit administration, analysis, and credit policy and procedures.
• Knowledge of cash flow management and business credit underwriting; commercial credit training is preferred.
• Understanding of basic financial accounting and analysis.
• Knowledge of bank products and services sufficient to identify appropriate opportunities to sell the bank's products.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Excellent presentation, verbal, and written communication skills.
• Business acumen and knowledge of diverse businesses, industries, markets, and financial and economic concepts.

Responsibilities

• Develop business through active prospecting and self-sourcing business opportunities.
• Develop, grow, and manage new and existing business client relationships.
• Build and maintain Centers of Influence networks to generate referrals and new business opportunities.
• Deliver financial expertise and client-focused solutions that foster long-term, trusted relationships.
• Assess clients' banking needs and provide recommendations tailored to their goals and objectives.
• Educate clients about deposit, lending, treasury management, payment, and other banking solutions.
• Proactively manage an assigned portfolio, maintaining strong credit quality and overseeing renewals, annual reviews, and ongoing client needs.
• Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
• Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
• Refer clients to additional business lines and specialists as appropriate.

Benefits

• Healthcare, including medical, dental, and vision coverage.
• Basic term and optional term life insurance.
• Short-term and long-term disability coverage.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation of two to five weeks, depending on salary grade and tenure.
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
• Incentive and recognition programs.
• Equity stock purchase.
• Pension.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level