Business Banking Relationship Manager - Agriculture

U.S. Bank • Lincoln, NE

8d • $114,750 - $140,250 • Hybrid

About The Position

The Agriculture Business Banking Relationship Manager (AgRM) serves as the primary financial advisor and relationship manager for agricultural business clients. The role develops new business relationships, deepens existing ones, and delivers tailored financial solutions to help clients achieve financial goals and long-term success. The AgRM takes a holistic approach, coordinating specialized resources across U.S. Bank and partnering across the bank to provide customized lending, treasury management, payments, deposit, credit card, and wealth solutions for clients’ business and personal needs. The role owns and grows an agricultural business portfolio while delivering a seamless, client-centered experience.

This position requires working from a U.S. Bank location three or more days per week. U.S. Bank offers a compensation plan that rewards relationship-building efforts, including loan generation, deposit growth, and fee-based production. The listed pay range is $114,750 to $140,250, and actual compensation may vary by location.

Requirements

• Bachelor’s degree or equivalent work experience.
• Seven or more years of experience in relationship banking, business banking, commercial banking, agricultural lending, or a related financial services field.

Nice To Haves

• Strong relationship management, business development, and consultative sales experience.
• Experience with commercial credit underwriting, financial statement analysis, cash flow analysis, and portfolio management.
• Formal commercial credit training.
• Knowledge of agricultural production, livestock operations, agribusiness, agricultural economics, and industry trends.
• Understanding of agricultural risk management practices and government programs affecting the agriculture industry.
• Ability to manage complex client relationships involving multiple products, services, and revenue opportunities.
• Knowledge of business banking solutions, including commercial lending, treasury management, payments, deposits, and wealth management services.
• Strong analytical, problem-solving, communication, presentation, and relationship-building skills.
• Ability to collaborate effectively across business lines and serve as a trusted advisor to clients.

Responsibilities

• Develop, manage, and grow a portfolio of agricultural business clients by identifying new opportunities, strengthening existing relationships, and achieving portfolio growth and revenue objectives.
• Provide strategic financial guidance and customized solutions to agricultural producers, agribusinesses, and related businesses.
• Analyze client financial performance, including cash flow, profitability, credit quality, and risk exposure, and recommend suitable banking, lending, treasury, payments, deposit, and wealth management solutions.
• Partner with credit underwriting, portfolio management, treasury management, and other internal teams to structure solutions, manage risk, and respond to client and portfolio needs in a timely manner.
• Own client relationships by coordinating bank resources, facilitating referrals, and connecting clients with specialists when appropriate.
• Apply expertise in agricultural lending, credit analysis, banking products, industry trends, and agriculture-sector risk management.
• Build relationships with centers of influence, community organizations, and agricultural industry groups to expand business opportunities and strengthen the bank’s local presence.
• Comply with applicable regulatory requirements, policies, procedures, and risk management standards.

Benefits

• Healthcare coverage, including medical, dental, and vision.
• Basic term and optional term life insurance.
• Short-term and long-term disability coverage.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation, from two to five weeks depending on salary grade and tenure.
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
• Incentive and recognition programs.
• Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior