Business Banker (LO) Marion Road

Wells Fargo Bank•Sioux Falls, SD

14d•Onsite

About The Position

Wells Fargo is hiring a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branches. The role manages a portfolio of low- to moderately complex businesses, typically with $500,000 to $2 million in annual sales, and owns the client journey from onboarding through relationship deepening and new-client acquisition. It delivers a branded, client-centric experience and positions Wells Fargo as a trusted partner. The Business Banker understands clients’ goals, operations, and financial needs and recommends suitable Wells Fargo financial solutions and digital services. The role offers products and services such as business accounts, credit, treasury services, and digital tools; prospects and networks to develop referrals; and collaborates with internal banking channels, Relationship Managers, and Lending Officers. For complex structures, the banker helps ensure alignment with underwriting policies and risk guidelines. This Loan Originator position includes customer contact and may involve assessing needs and referring customers interested in dwelling-secured products to a SAFE team member. The banker may assist customers but may not take an application or offer or negotiate terms of a dwelling-secured transaction. The role is subject to Consumer Financial Protection Bureau Loan Originator qualification requirements and Wells Fargo policies, including financial responsibility, character, financial fitness, and criminal background standards, as well as ongoing regulatory screening. Visa sponsorship is not available. The listed location is 5300 W 41st St., Sioux Falls, South Dakota. Banker placement may be within a 10-mile radius of the branch applied to. The base pay range is $25.48–$37.98; additional compensation may include sales incentives, discretionary bonuses, or restricted stock units. Eligible employees may receive Wells Fargo benefits.

Requirements

At least 2 years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination.
Meet Consumer Financial Protection Bureau qualification requirements for Loan Originator positions and comply with related Wells Fargo policies.
Meet applicable financial responsibility, character, general financial fitness, and criminal background standards, and ongoing regulatory requirements.

Nice To Haves

More than 2 years of in-branch business banking experience.
At least 1 year of experience managing a dedicated book of business customers across an assigned territory.
Experience proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues.
Strong business acumen and experience providing financial services consultation to business customers.
Extensive knowledge of bank lending programs, credit policies, and specialty products.
High motivation and ability to meet team objectives while maintaining individual performance.
Ability to manage expectations and follow up with customers and Wells Fargo partners.
Customer service experience handling complex transactions across multiple systems.
Knowledge of retail compliance controls, risk management, and loss prevention.
Ability to educate customers about technology and the value of mobile banking options.
Ability to interact with integrity and professionalism with customers and employees.
Experience mentoring and peer-coaching others.
Fluency in Spanish is a plus.

Responsibilities

Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, from onboarding through relationship deepening and new-client acquisition.
Deliver a branded, client-centric experience that supports growth and establishes the bank as a trusted partner.
Understand and offer Wells Fargo financial solutions and digital services, using available tools and product knowledge to provide tailored recommendations.
Analyze clients’ operations, goals, priorities, and financial needs to recommend appropriate solutions in compliance with policies and procedures.
Offer business accounts, credit, treasury services, and digital tools.
Prospect and network with external and internal partners to generate referrals and grow the small-business customer base.
Collaborate with internal banking channels to support business owners and develop the full client relationship.
Partner with Relationship Managers and Lending Officers on complex structures and align with underwriting policies and risk guidelines.
Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member; do not take applications or offer or negotiate transaction terms.
Follow applicable risk, compliance, and Wells Fargo policies and procedures, escalating and remediating issues as required.