Business Banker (LO) MESQUITE

Wells Fargo•Mesquite, TX

2d•Onsite

About The Position

Wells Fargo is hiring a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branches. The role manages a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, and owns the client journey from onboarding through relationship growth and new-client acquisition. The banker delivers a client-centric experience and works to position Wells Fargo as a trusted partner. The Business Banker assesses clients’ goals, operations, and financial needs, then recommends appropriate business accounts, credit, treasury services, digital tools, and other financial solutions. The role actively prospects and networks, develops referrals, collaborates with internal banking channels, and partners with Relationship Managers and Lending Officers on complex structures. This Loan Originator position may include assessing needs and referring customers interested in dwelling-secured products to a SAFE team member, but does not include taking an application or offering or negotiating the terms of such a transaction. The position is based in Mesquite, Texas; banker placements may be within a 10-mile radius of the branch applied to. It is not eligible for visa sponsorship. Loan Originator qualification requirements and ongoing regulatory standards apply, including financial responsibility, character, financial fitness, and criminal background standards. Employees are expected to follow applicable risk, compliance, and company policies and procedures.

Requirements

At least 2 years of financial services, sales, or customer service experience, or equivalent experience demonstrated through work, training, military experience, education, or a combination.
Meet Consumer Financial Protection Bureau qualification requirements for Loan Originator positions, including applicable financial responsibility, character, general financial fitness, and criminal background standards.
Meet ongoing regulatory requirements, including additional screening if necessary.
Visa sponsorship is not available for this position.

Nice To Haves

At least 2 years of in-branch business banking experience.
At least 1 year of experience managing a dedicated book of business customers across an assigned territory.
Experience proactively sourcing, acquiring, building, and maintaining customer and colleague relationships.
Business acumen and experience providing financial-services consultation to business customers.
Extensive knowledge of bank lending programs, credit policies, and specialty products.
Motivation and ability to meet team objectives while maintaining individual performance.
Ability to manage expectations and conduct follow-ups with customers and Wells Fargo partners.
Customer-service experience handling complex transactions across multiple systems.
Knowledge of retail compliance controls, risk management, and loss prevention.
Ability to educate customers about technology and communicate the value of mobile banking.
Ability to interact with customers and employees with integrity and professionalism.
Experience mentoring and peer-coaching others.
Fluency in Spanish is a plus.

Responsibilities

Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, across onboarding, relationship deepening, and new-client acquisition.
Provide a branded, client-centric experience that supports growth and positions the bank as a trusted partner.
Understand and offer Wells Fargo financial solutions and digital services, using available tools and product knowledge to make tailored recommendations.
Analyze clients’ operations, goals, priorities, and financial needs and provide aligned recommendations in accordance with policies and procedures.
Advise business clients on products and services including business accounts, credit, treasury services, and digital tools.
Prospect and network with external and internal partners to generate referrals and grow the small-business customer base.
Collaborate with internal banking channels to support business owners and develop the broader client relationship.
Partner with Relationship Managers and Lending Officers on complex structures and ensure alignment with underwriting policies and risk guidelines.
Assess needs and refer customers interested in dwelling-secured products to a SAFE team member; do not take applications or offer or negotiate transaction terms.
Execute applicable risk programs, follow policies and procedures, fulfill compliance obligations, escalate and remediate issues, and make sound risk decisions.