Work From Home Benefits Services Representative

AIL•Annapolis, MD
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a remote Benefits Services Representative to help individuals and families understand and enroll in supplemental benefit options. The role is suited to people interested in a service-driven career, including recent or soon-to-be graduates in business, marketing, or communications. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace; participate in virtual meetings and required training; and obtain the appropriate state Life & Health Insurance License before conducting licensed activities. Applicable pre-licensing coursework, examinations, and state licensing requirements are at the candidate’s expense. Licensing requirements, fees, compensation, and contractor terms may vary by state and will be discussed during hiring and onboarding. The opportunity offers flexible hours, inbound client interest rather than cold calling, performance bonuses, potential equity for qualifying team members, income from renewals, and a path toward leadership. AO Globe Life says it has served union members, credit union clients, and veterans nationwide for more than 70 years, providing supplemental benefits intended to help protect working families.

Requirements

  • Be at least 18 years of age and legally authorized to work in the United States.
  • Be self-motivated, organized, coachable, and able to work independently.
  • Have strong interpersonal and communication abilities.
  • Be comfortable using virtual tools and participating in video meetings.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and applicable pre-licensing coursework, examinations, and state licensing requirements.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Pay applicable pre-licensing coursework, examination, and state licensing costs.
  • Have a customer service or consultative background; this is a plus but is not required.
  • Be interested in a performance-based career and professional growth.

Nice To Haves

  • A customer service or consultative background.
  • Recent or upcoming graduation in business, marketing, or communications.
  • Interest in a people-focused, service-driven environment and a purpose-driven mission.

Responsibilities

  • Cultivate long-term client relationships.
  • Guide clients through enrollment clearly and professionally.
  • Conduct virtual client consultations using Zoom.
  • Provide excellent, client-centered service.
  • Handle documentation accurately and keep up with follow-ups.
  • Help individuals and families understand personalized supplemental benefit options.
  • Participate in mentorship, professional development, team training, and required virtual meetings.

Benefits

  • Full training and licensing support.
  • Inbound client leads; no cold calling.
  • Flexible hours.
  • Weekly performance-based pay.
  • Monthly and quarterly performance bonuses.
  • Equity opportunity of 3% for qualifying team members.
  • Opportunity to grow income through renewals.
  • Path toward leadership roles.
  • Mentorship and ongoing professional development.
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