Benefits Consultant

Securian Financial • Saint Paul, MN

1d • $73,700 - $136,800 • Hybrid

About The Position

Securian Financial is seeking an experienced Benefits Consultant to join its Total Rewards team. The role owns and manages health and welfare, paid time-off, and leave programs, helping ensure they are competitive, cost-effective, compliant, and aligned with the organization’s Total Rewards strategy. It combines strategic program development and analysis with hands-on administration and operations.

The consultant evaluates benefit trends, plan performance, claims experience, utilization, financial and market data, and associate feedback to recommend plan-design, policy, process, cost-management, and program improvements. The role manages vendor relationships and initiatives such as evaluations, RFPs, renewals, implementations, and continuous improvement. It also partners with HR, Finance, Legal, Payroll, HR technology, and other stakeholders; serves as a subject matter expert and escalation point for complex benefits and claims matters; supports annual benefit cycles and system updates; and helps maintain regulatory compliance.

The position follows Securian Financial’s hybrid work model. Associates who live within a 90-minute commute of the Home Office in St. Paul, Minnesota work from the office three or more days each week. The estimated base pay range is $73,700 to $136,800; pay may vary based on job-related factors and individual experience, skills, and knowledge.

Requirements

• Progressive experience in employee benefits, Total Rewards, or a related HR discipline, with demonstrated expertise in health and welfare and/or time-off and leave programs.
• Experience independently managing benefit programs, vendor relationships, and complex initiatives.
• Strong analytical skills and ability to interpret claims, utilization, financial, and market data to develop actionable recommendations.
• Working knowledge of employee benefit regulations and compliance requirements, including ERISA, ACA, COBRA, and HIPAA.
• Strong project management, problem-solving, and organizational skills, including the ability to balance strategic initiatives with ongoing program responsibilities.
• Ability to communicate complex benefits information clearly and build effective partnerships across teams, with leaders, and with external vendors.
• Continuous improvement mindset, attention to detail, and commitment to a positive associate experience.

Nice To Haves

• Five or more years of progressive experience in employee benefits, benefits consulting, or Total Rewards.
• Experience with self-insured health and welfare plans, including medical and prescription drug programs, claims analysis, and cost management.
• Experience managing a broad benefits portfolio, such as dental, vision, life insurance, disability, supplemental health, paid time-off, and leave programs.
• Experience with Workday Benefits and/or Workday Absence, including system enhancements, testing, and issue resolution.
• Experience leading benefit vendor relationships, RFPs, contract renewals, and program implementations.
• Experience with ACA reporting and other benefit compliance activities.
• Certified Employee Benefit Specialist (CEBS) designation or comparable professional certification.
• Adaptive communication, consulting, critical thinking, data analysis, attention to detail, problem solving, program administration, regulatory compliance, and vendor management skills.

Responsibilities

• Manage and administer assigned health and welfare, paid time-off, and leave programs, keeping them competitive, compliant, and aligned with the Total Rewards strategy.
• Evaluate benefit trends, plan performance, claims experience, utilization, and associate feedback to identify opportunities for innovation, cost management, and program enhancements.
• Develop data-informed recommendations for benefit plan design, policies, and process improvements.
• Manage benefit vendor partnerships and drive accountability for service delivery, performance, issue resolution, and continuous improvement.
• Lead or contribute to vendor evaluations, contract renewals, RFPs, program implementations, and other Total Rewards initiatives.
• Partner with HR, Finance, Legal, Payroll, and other functions to support decisions and deliver benefit solutions.
• Serve as a subject matter expert and escalation point for complex benefits and claims matters, balancing associate needs with plan provisions and business considerations.
• Collaborate with HR technology partners to enhance benefits systems, integrations, and processes, including Workday Benefits and Absence.
• Support annual benefit cycles, including renewals, system updates, associate communications, and plan-change implementation.
• Help ensure programs comply with applicable regulations, including ERISA, ACA, COBRA, HIPAA, and other federal and state requirements.

Benefits

• Paid time off, with additional PTO based on length of service.
• Flexible leave programs, including parental, caregiver, bereavement, and military leave.
• Nine company-paid holidays.
• Company-funded pension plan.
• 401(k) retirement plan with a company contribution tied to company performance, up to 10% of eligible earnings, with a target of 5%.
• Medical, dental, and vision coverage for associates and eligible family members, effective from the first day of employment.
• Volunteer paid time off, company-sponsored volunteer events, and a dollar-for-dollar matching gift program.
• Associate Resource Groups.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed