Fully Remote Financial Solutions Agent

AIL•Charlotte, NC
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a Benefits Account Consultant to work remotely with clients reviewing insurance protection options. The role helps individuals and families learn about life, supplemental health, and accident coverage while providing a supportive, professional, client-centered experience. The position offers company-provided warm leads, online training, consistent coaching, and a performance-based career with unlimited earning potential. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before performing licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Training, mentorship, licensing guidance, and ongoing professional development are provided. Contractor terms, licensing requirements, fees, and compensation may vary by state.

Requirements

  • Excellent verbal, written, and listening skills.
  • Strong interpersonal and customer-service abilities.
  • Detail-oriented and organized.
  • Comfortable using computer systems and virtual meeting tools.
  • Willingness to learn and apply coaching.
  • Ability to work independently and in a collaborative environment.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • No prior insurance experience is required.

Nice To Haves

  • Self-motivated and coachable.
  • Comfortable working independently.
  • Interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Engage prospective clients through company-provided warm leads.
  • Schedule and lead virtual client appointments.
  • Identify coverage needs through thoughtful conversations.
  • Explain insurance products and available benefits.
  • Help clients make informed decisions.
  • Provide prompt follow-up and answer client questions.
  • Maintain accurate client records and communication notes.
  • Participate in team training, coaching, and development.

Benefits

  • Fully remote work opportunity.
  • Warm leads provided.
  • Weekly compensation.
  • Unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Extensive online training and professional development.
  • Daily coaching and mentorship.
  • Performance-based incentives.
  • No overhead costs.
  • Union representation through OPEIU Local 277.
  • Growth opportunity with an organization serving members and families for 70 years.
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