Assistant Manager, Consumer Lending
About The Position
The Assistant Manager, Consumer Lending assists the Group Manager, Consumer Lending with the day-to-day leadership and operation of the Consumer Lending department to achieve annual goals for indirect and direct lending, home equity, and mortgage portfolio lending. In conjunction with the Group Manager, the role contributes to product development, pricing and delivery; credit and underwriting; credit policy; sales; relationship management; and regulatory compliance. The position also makes recommendations regarding pricing, products, and delivery for indirect lending, assesses loan requests, and helps manage the Mortgage Loan Portfolio.
Requirements
- Bachelor’s degree required.
- Specialized consumer or commercial lending education and training.
- A minimum of five years’ experience in related positions normally required.
- Strong understanding of consumer lending products, underwriting principles, credit risk assessment, and regulatory compliance requirements.
- Leadership experience, including the ability to coach, develop, and motivate employees.
- Strong judgment and decision-making skills while balancing customer service, portfolio quality, and risk management objectives.
- Ability to navigate complex lending situations and make timely decisions supporting customer needs and organizational goals.
- Proven experience in similar roles.
Nice To Haves
- Credit underwriting experience in consumer or commercial lending.
- Banking operations education and training.
Responsibilities
- Assist the Group Manager, Consumer Lending with the department’s day-to-day leadership and operations.
- Help achieve annual goals for indirect and direct lending, home equity, and mortgage portfolio lending.
- Contribute to product development, pricing, and delivery.
- Participate in credit and underwriting, credit policy, sales, relationship management, and regulatory compliance.
- Make recommendations regarding pricing, products, and delivery for indirect lending.
- Assess loan requests.
- Help manage the Mortgage Loan Portfolio.
- Coach, develop, and motivate employees to achieve individual and team metrics and goals.
- Build partnerships across retail banking, operations, and other lines of business to support a seamless customer experience.
Benefits
- Competitive benefits
- Retirement programs
- Professional development opportunities
- Wellness resources
- Paid time off
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What This Job Offers
Job Type
Full-time
Career Level
Manager
