Banker Jobs

About The Position

Requirements

• Bachelor’s degree in business, finance or related field.
• 10+ years of experience in a commercial banking setting.
• Knowledge of commercial lending policies and procedures including state and federal regulations.
• Strong sales, organizational and interpersonal communication skills.
• Excellent oral and written communication skills in order to effectively communicate with customers about the commercial banking programs and policies.
• Strong financial and analytical skills.

Nice To Haves

• Commercial and industrial lending experience a plus.

Responsibilities

• Solicits commercial loans and deposit relationships for the commercial banking institution.
• Informs prospective commercial loan clients of the institution’s underwriting guidelines and applicable government regulations.
• Takes loan applications, negotiates terms and closes loans on major projects and substantial loan requests.
• Evaluates and negotiates potential customer loan requests and makes loan approval recommendations to management, including analyzing applicant’s credit history, repayment capabilities, and collateral specifications.
• Communicates complex approvals or denials to the borrower.
• Markets the commercial banking institution’s ancillary products and services to clients.
• Manages the clients banking accounts for the life of the client’s relationship.
• Actively participates in the institution’s community activities and maintains close contact with local business owners, potential high net worth clients and prospects.