VP, Commercial Banking Officer

Landmark Credit Union•McHenry, IL

About The Position

At Landmark Credit Union, the VP, Commercial Banking Officer sells and services commercial loans, depository accounts, and other appropriate products and services for existing and prospective business members. The position conducts discussions with members in person and by phone and is responsible for achieving or exceeding sales and service goals. It reports to the SVP Commercial Banking Team Lead. The officer develops and manages business relationships, supports commercial loan underwriting and documentation, monitors credit risk, and grows both the commercial loan portfolio and treasury management deposits. The role also contributes to staff mentoring, community involvement, and the sale of additional Landmark products and services.

Requirements

Bachelor’s degree in a related field and at least 5 years of commercial lending experience; an equivalent combination of education and experience will also be considered.
Credit-skilled lender with knowledge of laws and regulations governing business lending and the ability to underwrite commercial loans.
Strong sales profiling skills and a history of successful new customer generation.
Experience with, or ability to gain proficiency in, programs and systems used for the job, including systems related to deposit and loan products.
Excellent oral and written communication, problem-solving, and organizational skills, and the ability to work independently as a valuable team member in a dynamic environment.
Ability to use independent judgment and discretion while maintaining a high degree of confidentiality.
Ability to develop a thorough understanding of company policies and procedures and comply with company policies and procedures and applicable job-related state and federal laws and regulations.

Responsibilities

Establish and manage an ongoing, proactive calling program for existing and prospective business members.
Interview existing and prospective members applying for business loans or treasury management deposit services.
Request the financial information needed to underwrite commercial loans under Landmark’s Commercial Lending Policy.
Work with the Team Lead, Commercial Banking Underwriter, or Portfolio Manager on commercial loan underwriting; underwrite loans directly when necessary.
Attend and present business loan requests to the Commercial Loan Committee when appropriate.
Coordinate with Commercial Loan Documentation personnel to ensure appropriate loan documents are generated, and review documentation for accuracy and consistency with approved terms.
Ensure all required documentation is complete under Landmark’s Commercial Lending Policy before loan closings.
Resolve loan exceptions in a timely manner.
Monitor business relationships over time to minimize risk of losses.
Complete loan reviews and renewals under Landmark’s Commercial Lending Policy.
Help mentor and train branch staff to identify potential business relationships.
Grow the commercial loan portfolio and treasury management deposits, and sell additional business-related products and services.
Cross-sell other appropriate Landmark products and services.
Assist with collection activities related to commercial loans and accounts.
Represent Landmark Credit Union in the community through appropriate activities and organizations.
Perform other duties as assigned.