Commercial Banking Officer

Corefirst Bank & Trust • Topeka, KS

2d • Onsite

About The Position

The Commercial Banking Officer identifies new business opportunities, assesses applicants’ creditworthiness, and manages a diverse portfolio of business loans. The role develops relationships with business clients, structures financing solutions that align with client needs and bank risk policies, and monitors borrowers’ financial health and loan documentation. The position is based at the bank’s headquarters in Topeka, Kansas, and operates in a professional office environment. Hours are Monday through Friday, 8:00 a.m. to 5:00 p.m., with other days and hours as needed. Local evening and weekend travel may be expected.

Requirements

• At least five years of previous banking experience.
• Commercial lending or real estate lending experience.
• High school diploma or equivalent.
• Bachelor’s degree in Business or Finance.
• Proven ability to prospect for new business and close complex deals.
• Ability to perform basic credit analysis and interpret financial statements to assess risk.
• Strong interpersonal and negotiation skills, including the ability to explain complex terms to business owners.
• Adherence to CoreFirst values of respect, communication, integrity, initiative, and accountability; focus on customers, compliance, ethics, perseverance, and time management.
• Pass a drug screen and background checks.

Responsibilities

• Identify and pursue new business clients through networking, referrals, and cold calling to achieve production goals.
• Serve as the primary contact for a portfolio of clients, provide tailored solutions, and cross-sell bank products such as treasury management and deposit accounts.
• Interview loan applicants to understand their financial needs and structure proposals, including CRE, C&I, or SBA loans, in keeping with client goals and bank risk policies.
• Represent the bank at civic events, participate in the community, and maintain a network of Centers of Influence, including CPAs, attorneys, and real estate brokers.
• Monitor borrowers’ financial health, manage loan renewals, and keep credit files current and compliant.

What This Job Offers

• Job Type: Full-time