Commercial Banking Officer

COREFIRST BANK & TRUST • Topeka, KS

3d • Onsite

About The Position

The Commercial Banking Officer is responsible for identifying new business opportunities, analyzing creditworthiness, and managing a diverse portfolio of business loans. The role develops client relationships, structures loan proposals, represents the bank in the community, and monitors borrower financial health and credit-file compliance.

The position is based at the bank’s headquarters in Topeka, Kansas. Regular hours are Monday through Friday, 8:00 a.m. to 5:00 p.m., with other days and hours as needed. Travel is primarily local during the business day, although some local evening and weekend travel may be expected. The work takes place in a professional office environment and routinely involves standard office equipment.

Applicants must pass a drug screen and background checks. The job description notes that duties and responsibilities may change, and that reasonable accommodations may be made for employees with disabilities to perform essential functions.

Requirements

• At least five years of previous banking experience.
• Commercial lending or real estate lending experience.
• High school diploma or equivalent.
• Bachelor’s degree in Business or Finance.
• Proven ability to prospect for new business and close complex deals.
• Ability to perform basic credit analysis and interpret financial statements to assess risk.
• Strong interpersonal and negotiation skills, including the ability to explain complex terms to business owners.
• Adherence to CoreFirst values of Respect, Communication, Integrity, Initiative, and Accountability; focus on Customers, Compliance, Ethics, Perseverance, and Time Management.
• Ability to meet the stated physical demands, with reasonable accommodations as applicable.
• Pass a drug screen and background checks.

Responsibilities

• Proactively identify and pursue new business clients through networking, referrals, and cold calling to achieve production goals.
• Serve as the primary contact for a portfolio of clients, provide tailored solutions, and cross-sell bank products such as treasury management and deposit accounts.
• Interview applicants to understand their financial needs and structure loan proposals, including CRE, C&I, or SBA loans, in alignment with client goals and bank risk policies.
• Represent the bank at civic events and through community involvement, and maintain a network of Centers of Influence such as CPAs, attorneys, and real estate brokers.
• Monitor borrowers’ ongoing financial health, manage loan renewals, and ensure credit files remain current and compliant.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level