Vice President - Sponsor Finance & Direct Lending

MUFG • New York, NY

3d • $195,000 - $230,000 • Hybrid

About The Position

The Vice President is primarily responsible for evaluating, underwriting, monitoring, and managing direct loans and other credit exposures to private-equity-owned, non-investment-grade borrowers ranging from middle-market to large corporate. The role supports the Sponsor Finance & Direct Lending business unit, Financial Sponsor coverage originations, and syndication strategies, while also managing borrower relationships and active credit monitoring.

This corporate finance position focuses on transaction diligence, structuring, credit analysis, and recommendations. The colleague assesses credit risks and determines appropriate structures, terms, and pricing under established policies and guidelines. Active credit management includes monitoring for potential upgrades, downgrades, or credit deterioration, with the goal of maximizing the bank’s net income while minimizing credit costs.

The selected colleague works at an MUFG office or client sites four days per week and remotely one day per week. The role collaborates with teams including GRM, Corporate Advisory, Capital Markets, and Syndications, and supports financing strategies and structured credit transactions. The position also helps ensure compliance with internal policies and regulatory requirements.

Requirements

• Bachelor’s degree.
• At least 7 years of work experience in financial institutions or an equivalent credit-risk-related function analyzing corporate borrowers.
• Strong knowledge of accounting and corporate finance.
• Strong written, verbal, and interpersonal skills.
• Good computer skills in Microsoft Word, PowerPoint, and Excel.

Nice To Haves

• CFA or MBA.

Responsibilities

• Analyze, recommend, and manage transactions within the Sponsor Finance & Direct Lending business unit.
• Conduct due diligence on new transactions and regularly evaluate the existing loan portfolio.
• Evaluate, structure, and negotiate terms and credit agreements with sponsor-owned borrowers.
• Prepare detailed credit analyses and credit applications in accordance with internal policies and regulatory guidance, assessing company-specific, industry, and regulatory risks; historical and projected operating performance; and capital structure.
• Support idea generation for sponsor clients and prospective clients, and attend client meetings as required.
• Support syndication strategies, including preparing lender presentations and liaising with participant lenders, including banks and private credit firms.
• Oversee communication of account information across organizational constituencies.
• Maintain generalist coverage knowledge of relevant industry conditions in the assigned portfolio, using internal and external sources.
• Oversee facility closing procedures, including operations and documentation.
• Collaborate with GRM, Corporate Advisory, Capital Markets, and Syndications to develop and analyze financing structures and strategies, including leveraged capital markets and other product areas.
• Support credit analysis for structured credit transactions, including derivatives transactions, margin lending, receivable securitizations, and supply chain finance.
• Maintain knowledge of portfolio industries, including technical aspects and regulatory issues.
• Participate in client and bank meetings as necessary.
• Facilitate communication with the credit approval division, including final hold-level strategies, to align risk strategy and policy.
• Evaluate and establish appropriate transaction ratings and correlate appropriate exposure levels at both transaction and group levels.
• Ensure compliance with policy and regulatory requirements.
• Actively monitor credit exposures for potential upgrades, downgrades, or general credit deterioration.

Benefits

• Comprehensive health and wellness benefits
• Retirement plans
• Educational assistance and training programs
• Income replacement for qualified employees with disabilities
• Paid maternity and parental bonding leave
• Paid vacation
• Paid sick days
• Paid holidays
• Potential eligibility for discretionary performance-based bonus and/or incentive compensation

What This Job Offers

• Job Type: Full-time
• Career Level: Senior