Vice President - Sponsor Finance & Direct Lending

Mitsubishi UFJ Financial Group • New York, NY

1d • Hybrid

About The Position

The Vice President is primarily responsible for evaluating and underwriting direct loans and other credit exposures to private-equity-owned, non-investment-grade borrowers ranging from middle market to large corporate. The role supports the Sponsor Finance & Direct Lending business unit, Financial Sponsor coverage originations, and syndication strategies. It also includes credit monitoring and borrower relationship management, with a focus on transaction diligence, structuring, credit analysis, and recommendations.

The position assesses credit risks and determines appropriate transaction structures, terms, and pricing in line with established policies and guidelines. It actively manages and monitors credit exposures for potential upgrades, downgrades, or other deterioration, with the goal of maximizing net income while minimizing credit costs. The selected colleague works at an MUFG office or client sites four days per week and remotely one day per week.

Requirements

• Bachelor’s degree.
• At least 7 years of work experience in financial institutions or an equivalent credit risk-related function analyzing corporate borrowers.
• Strong knowledge of accounting and corporate finance.
• Strong written, verbal, and interpersonal skills.
• Good computer skills in Microsoft Word, PowerPoint, and Excel.

Nice To Haves

• CFA or MBA.

Responsibilities

• Analyze, recommend, and manage transactions within the Sponsor Finance & Direct Lending business unit.
• Perform due diligence on new transactions and regularly evaluate the existing loan portfolio.
• Evaluate, structure, and negotiate terms and credit agreements with sponsor-owned borrowers.
• Prepare detailed credit analyses and credit applications in accordance with internal policies and regulatory guidance, evaluating company, industry, and regulatory risks as well as historical and projected operating performance and capital structure.
• Support the sponsor coverage team’s idea generation for current and prospective sponsor clients and attend client meetings as required.
• Support syndication strategy, including preparing lender presentations and liaising with participant lenders, including banks and private credit firms.
• Oversee communication of account information across constituencies throughout the organization.
• Maintain generalist coverage of assigned portfolio industries and understand relevant industry conditions using internal and external sources.
• Oversee facility closing procedures, including operations and documentation.
• Work with GRM, Corporate Advisory, Capital Markets, and Syndications to develop and analyze financing structures and strategies, including leveraged capital markets and other product areas.
• Support credit analysis for structured credit transactions, including derivatives transactions, margin lending, receivable securitizations, and supply chain finance.
• Maintain knowledge of industries represented in the portfolio, including technical aspects and regulatory issues.
• Participate in client and bank meetings as necessary.
• Facilitate communication with the credit approval division, including final hold-level strategies, to align risk strategy and policy.
• Evaluate and establish appropriate transaction ratings and correlate appropriate exposure levels at transaction and group levels.
• Ensure compliance with policy and regulatory requirements.

Benefits

• Comprehensive health and wellness benefits.
• Retirement plans.
• Educational assistance and training programs.
• Income replacement for qualified employees with disabilities.
• Paid maternity and parental bonding leave.
• Paid vacation, sick days, and holidays.
• May be eligible for discretionary performance-based bonus and/or incentive compensation.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior