Vice President of Residential Lending

Atlantic Regional Federal Credit Union•South Portland, ME

22d

About The Position

Atlantic Federal Credit Union is seeking an experienced, results-driven leader to oversee its residential mortgage business and develop a high-performing team. The Vice President of Residential Lending will drive production, profitability, market growth, and exceptional member experiences while ensuring operational excellence across residential lending activities. As Atlantic's residential lending expert, this leader will partner with the Leadership team to shape strategy, strengthen referral partnerships, and advance the credit union's residential lending objectives. The role offers meaningful influence on organizational strategy and decision-making, broad exposure across the organization and executive leadership team, and the opportunity to lead a growing business with significant visibility and impact. Atlantic describes itself as a fast-moving, collaborative, member-focused organization that values clarity, accountability, thoughtful decision-making, learning, and continuous improvement.

Requirements

8 or more years of progressive residential mortgage lending leadership experience.
Demonstrated success growing mortgage production, leading sales-focused teams, and driving business development results.
Strong knowledge of residential lending operations, secondary market practices, regulatory requirements, and market dynamics.
Proven ability to coach, develop, and influence high-performing teams.
Exceptional relationship-building, communication, and executive presentation skills.
Strategic, data-driven approach to decision-making and continuous improvement.
Bachelor's degree or equivalent combination of education, training, and industry credentials.
Active NMLS registration.

Responsibilities

Develop and execute residential lending strategies to support production, revenue, profitability, market share, and funded loan growth objectives.
Expand purchase mortgage volume and referral-based business through strategic partnerships, community engagement, and relationship-building.
Build and strengthen relationships with realtors, builders, financial professionals, employers, and community organizations.
Monitor market conditions, competitive trends, pipeline performance, and lending metrics to identify growth opportunities and improve results.
Champion lending products, pricing strategies, and sales practices that support profitability, competitiveness, and member outcomes.
Lead, coach, and develop residential lending professionals to achieve individual and organizational goals.
Foster accountability, collaboration, continuous improvement, and exceptional member service.
Set performance expectations and use data-driven coaching to improve productivity, engagement, and results.
Lead hiring, performance management, talent development, succession planning, and employee engagement efforts.
Oversee the mortgage experience from application through closing, with a focus on member service.
Manage departmental budgets, financial performance, forecasts, and lending metrics.
Partner across the organization to improve efficiency, loan quality, reporting, and operational effectiveness, including through technology and process improvements.
Ensure compliance with applicable laws, regulations, investor requirements, and credit union policies.
Maintain strong risk management, quality control, and audit-readiness practices while balancing growth objectives with sound lending and operational excellence.