Universal Banker I - Full Time or Part Time (Honolulu Area)

Bank of Hawaii • Honolulu, HI

32d • $20 - $29 • Onsite

About The Position

We invite you to submit your application as we may have positions open now or in the near future, depending on the current needs of the Bank of Hawaii branches. This role is under the supervision of the Manager and focuses on creating and delivering exceptional customer experiences. The Universal Banker engages clients with outstanding customer service, ensuring they understand how digital and mobile alternatives can efficiently complete their banking transactions. They introduce and sell financial services to meet clients' short- and long-term needs, identified through profiling and product knowledge. The role also involves processing various financial transactions, balancing cash, and assisting with vault, ATM, cash recycler, and armored car duties.

Requirements

• Registration with the Nationwide Mortgage Licensing System & Registry. If not yet registered, registration to be completed and accepted no later than 30 days from employment or transfer date. If not registered and accepted, employment may be terminated.
• High School Diploma or G.E.D, or equivalent related work experience.
• 3+ years of experience in consumer sales, marketing, customer service and small business.
• Demonstrated success in retail and digital banking environment.
• 2+ years of teller experience.
• Demonstrates ability and desire to advance skills in various areas of personal finance including investments, insurance, mortgage, etc.
• Working knowledge and skills proficiency in Customer Experience, Laws & Regulations, Technology Literacy, Communication, Accuracy & Efficiency, Agility, Risk Management, and Relationship Building.
• Demonstrated knowledge and skill proficiency in Product/ Service Knowledge, Problem Solving, Consultative Solutions, and Results Driven.
• Must be able to work evenings, weekends and holidays as assigned.
• Must be able to develop strong working relationships with all employees at various levels.
• Must be required to stand for extensive periods of time.
• Must be able to provide own transportation and ability to commute and arrive at intended destination in a timely manner and/or as required.
• Must be able to push/lift 30 lbs.
• Relief staff must be able to work at different locations.

Responsibilities

• Manages overall branch client experience. Proactively engages existing and prospective clients to understand and interact with 21st century banking advancements by demonstrating transactions using technology, creating an interest and handling objections. Actively manages the branch lobby by greeting and thanking customers, checks in clients that have appointments, and assists walk in customers to ensure they are guided to the proper banker for assistance. This includes, but not limited to: providing exceptional customer service, managing flow of activity throughout the branch, assessing and fulfilling client needs, handling and resolving complaints and concerns generated from customers, and escalating unfulfilled client concerns to the appropriate branch or department.
• Maintains and sells financial services to clientele by addressing both long-term and short-term goals through profiling. Identifies customer needs, maintains extensive knowledge of products and services, cross-sells, opens new accounts, calls on prospects and performs teleconsulting.
• Actively sells financial products and services including referrals as appropriate. Interviews, processes applications, and closes for all consumer credit products. Provides high level of quality service to customers. Processes a wide range of financial transactions to include but not limited to: cashing checks, accepting deposits, paying withdrawals, accepting payments, issuing cashier’s checks and selling traveler’s checks, etc. Balances individual cash. Opens and closes the vault. Performs duties as needed of Automated Teller Machine (ATM), Vault, Cash recycler and armored car transactions. Trains new employees on operational procedures.
• Identifies and secures new high and/or potentially high value consumer clients. Responsible for managing calling efforts, referrals, sales tracking and prospecting to achieve personal sales goals and contribute to the overall team goals. Trains new employees on sales procedures. Maintains close contact with customers and prospects, makes appreciation calls and is actively involved in the promotion and marketing of the Bank and its products and services. Assists with overrides and approvals of any unusual transactions and questions as needed. Exercises prudent and judicious use of signing authority. Assists clients and other Universal Bankers with more complex servicing requests.
• Responsible for keeping informed of current bank policies, procedures, federal laws and regulations as well as maintains strong knowledge of all new products, programs and sales promotions. Assists in gathering, preparing and/or monitoring reports. Mitigates risks by adhering to bank guidelines/regulations.
• Performs other duties as assigned. (Level III is intended for the Banking Center & Large Branches).
• Relief staff are assigned to one or more branches on a short-or-long term basis.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED