Treasury Management & Payments Consultant
About The Position
This position is responsible for acquiring, expanding, and retaining Payment business, including Merchant, Treasury Management, and Card products. The consultant advises existing and prospective clients on cash conversion cycles, working capital management, and internal processes to develop Payment business. In collaboration with Business Banking Relationship Managers, the role manages existing client relationships to ensure appropriate servicing and account structure and to expand business. The consultant analyzes receivables and payables operating cycles, provides consultative feedback and product or service recommendations, and uses available resources and technology to optimize the client experience and operational accuracy. The role may assist management with market strategy and sales objectives, help structure new or modified Payment services, and oversee their implementation. It also involves building community relationships and identifying business development opportunities and ways for U.S. Bank to contribute to local communities. The position is accountable for meeting or exceeding sales, revenue, and retention goals.
Requirements
- Bachelor's degree or equivalent work experience.
- Seven to 10 years of related experience.
- Advanced knowledge of Treasury Management and Payments.
- Well-developed sales and new business development skills.
- Strong client service and relationship skills.
- Effective verbal and written communication skills.
- Ability to work independently.
- Active listening and problem-solving skills.
- Ability to teach customers how to use digital technology.
Responsibilities
- Acquire, expand, and retain Payment business, including Merchant, Treasury Management, and Card products.
- Contact existing and prospective clients to advise on cash conversion cycles, working capital management, and internal processes.
- Collaborate with Business Banking Relationship Managers to manage existing client relationships, ensure proper account servicing and structure, and expand business.
- Analyze receivables and payables operating cycles for identified clients and prospects.
- Provide consultative feedback and recommend products or services that improve process efficiency and business flows.
- Use available resources and technologies to optimize client experience and deliver operational excellence and accuracy.
- Meet or exceed assigned sales, revenue, and client-retention objectives.
- Assist with structuring new or modified Payment services and oversee their implementation.
- Build community relationships and identify business development opportunities and ways for U.S. Bank to contribute to local communities.
- May assist management in developing market strategy and setting sales objectives.
- Teach customers how to use digital technology.
Benefits
- Healthcare coverage, including medical, dental, and vision insurance.
- Basic term and optional term life insurance.
- Short-term and long-term disability insurance.
- Pregnancy disability and parental leave.
- 401(k) and employer-funded retirement plan.
- Paid vacation, from two to five weeks depending on salary grade and tenure.
- Up to 11 paid holiday opportunities.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Incentive and recognition programs.
- Equity stock purchase plan.
- Pension.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
