2027 Summer Intern - Middle Market Underwriting/Portfolio Management (San Diego, CA)

First Citizens Bank • San Diego, TX

1d

About The Position

First Citizens Bank offers a summer internship in its Middle Market Banking division, providing development opportunities and hands-on work experience while helping build a talent pipeline. The division delivers financial solutions to midsize clients, generally companies with $100 million to $2 billion in revenue, through a relationship banking model. Its products and services include deposits, loans, treasury services, and other banking products for privately held and public companies across manufacturing, distribution, and service industries.

The intern will learn about delivering Middle Market banking products and services, including loans, deposits, treasury management, interest rate products, capital markets, wealth management, and other fee-income business. Focus areas include credit frameworks and analysis, prospecting for new clients, and expanding existing relationships. The intern will join a team, receive support from a dedicated manager and program manager, and complete a business-aligned project designed to improve a process or solve a problem. The project and the intern’s accomplishments will be presented to local leaders, division leadership, and other key stakeholders.

Assignments may include research, analytics, projects, strategy, process review and improvement, sales processes, branch operations, and technology enhancement assessment and support. The intern will also attend professional development and informational sessions, networking events, and community service activities. The internship is scheduled for May 24, 2027 through July 30, 2027, and requires availability for 40 hours per week during the program.

Requirements

• High school diploma or GED and one year of experience.
• Currently enrolled at an accredited collegiate institution during the summer program.
• Ability to work 40 hours per week throughout the program.
• Adaptability, written and verbal communication, and critical-thinking skills.

Nice To Haves

• Major in Finance or Business.
• Accounting coursework.
• Experience with financial statements or analysis.
• Rising college senior.
• Minimum 3.0 GPA.
• Knowledge of Excel, PowerPoint, and Word.
• Strong desire to learn and grow; positive attitude, curiosity, and enjoyment of collaboration.
• Ability to multitask, take direction, and absorb information quickly.

Responsibilities

• Learn about delivering Middle Market banking products and services, including loans, deposits, treasury management, interest rate products, capital markets, wealth management, and other fee-income business.
• Gain exposure to credit frameworks and analysis, prospecting for new clients, and expanding existing client relationships.
• Complete assignments that may involve research, analytics, projects, strategy, process review and improvement, sales processes, branch operations, and technology enhancement assessment and support.
• Complete a business-aligned project designed to improve a specific process or solve a problem, then present it to local leaders and other key stakeholders.
• Attend scheduled professional development sessions, informational meetings, networking events, and community service events.
• Prepare a wrap-up presentation describing internship accomplishments and experience for division leadership and other key stakeholders.

Benefits

• The posting describes a competitive benefits program and notes that total compensation for some roles may include variable incentives, bonuses, benefits, and/or other awards.

What This Job Offers

• Career Level: Intern
• Education Level: High school or GED