Analyst, Underwriting and Portfolio Management - Sponsor, Growth & Middle Market Healthcare

Mitsubishi UFJ Financial Group•Chicago, NY

2d•Hybrid

About The Position

MUFG is seeking an Analyst to join the Portfolio Management Group (PMG) within the Sponsor, Growth & Middle Market (SGMM) Healthcare vertical. The role primarily supports the evaluation, underwriting, and management of direct loans and other credit exposures to private-equity-owned, non-investment-grade borrowers ranging from middle market to large corporate. The Analyst also supports Originations (Financial Sponsor coverage), Syndications, Monitoring/Portfolio Management, and Sponsor portfolio company Relationship Management as assigned. As a corporate finance professional supporting the SGMM Healthcare team, the Analyst assesses credit risks and assigns risk ratings in accordance with established policies and guidelines. The role includes active credit management and portfolio monitoring to identify potential upgrades, downgrades, or credit deterioration, with the aim of maximizing the bank’s net income while minimizing credit costs. The position works with deal teams across Relationship/Industry Coverage, Credit, Capital Markets, and Syndications, and supports financing structures and strategies, including leveraged capital markets and other product areas. The selected colleague works at an MUFG office or client sites four days per week and remotely one day per week. The typical base pay range is $110,000–$120,000, depending on job-related knowledge, skills, experience, and location. The role may also be eligible for discretionary performance-based bonus and/or incentive compensation.

Requirements

Bachelor’s degree.
Work experience in financial institutions or an equivalent credit-risk-related function analyzing corporate customers.
Knowledge of accounting and corporate finance.
Strong written, verbal, and interpersonal communication skills.
Strong financial modeling skills.
Proficiency with Microsoft Office, including Excel, PowerPoint, and Word.
Technological savvy.
Ability to work independently and in teams under pressure, and to collaborate with groups across the organization.

Nice To Haves

CFA candidacy.
Interest in or familiarity with the healthcare sector, such as providers, services, or pharma/life sciences.

Responsibilities

Support credit analysis and management of Sponsor/Direct Lending opportunities in the Healthcare industry vertical.
Prepare detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, evaluating company-specific, industry, and regulatory risks, including healthcare reimbursement and regulatory risks, as well as historical and projected operating performance and capital structure.
Assist senior underwriters with due diligence for leveraged buyouts, mergers and acquisitions, and other financing opportunities.
Construct detailed base- and downside-case financial models to project business performance, credit statistics, and debt repayment capacity for new and existing clients.
Assist senior underwriters with credit application memoranda covering transaction overviews, credit structures, company profiles, industry analyses, risks and mitigants, historical performance, projections, enterprise valuation analyses, and regulatory requirements.
Support syndication strategy, including preparing lender presentations and liaising with participant lenders such as banks and private credit firms.
Coordinate and communicate account information across organizational constituencies.
Monitor current relevant healthcare industry conditions in assigned portfolio accounts using internal and external sources.
Oversee facility closing procedures, including operational and documentation matters.
Work within deal teams to support development and analysis of financing structures and strategies, including leveraged capital markets and other product areas.
Support credit analysis for structured credit transactions, including derivatives transactions, margin lending, receivable securitizations, and supply chain finance.
Maintain knowledge of healthcare subsectors represented in the portfolio, including technical aspects and regulatory issues.
Participate in client and bank meetings as necessary.
Support communication with the credit approval division, including final hold-level strategies, to align risk strategy and policy.
Evaluate and establish appropriate transaction ratings and correlate appropriate exposure levels at both transaction and group levels.
Ensure compliance with policy and regulatory requirements.