Subrogation Adjuster

Amtex Insurance & Constitution General Agency LLC•Houston, TX

4h•$55,000 - $60,000•Onsite

About The Position

The Subrogation Adjuster identifies subrogation opportunities, investigates liability, and pursues recoveries from at-fault parties or their insurers. The role involves non-standard auto claims and complex liability scenarios, with an emphasis on negotiating to maximize recoveries. This is an in-person position.

Requirements

At least 2 years of subrogation or claims adjusting experience.
Solid understanding of auto liability, comparative negligence, and subrogation principles.
Excellent negotiation, communication, and investigative skills.
Strong organizational skills and attention to detail.
Ability to manage a high-volume caseload efficiently.
Proficiency in claims management systems and Microsoft Office.

Nice To Haves

Experience with non-standard auto insurance.
Familiarity with arbitration forums (e.g., AF) and relevant state regulations.

Responsibilities

Review claim files to identify subrogation potential and establish recovery strategies.
Investigate liability by obtaining police reports, witness statements, and other relevant evidence.
Communicate with policyholders, claimants, other insurers, and attorneys to pursue recoveries.
Negotiate settlements with adverse carriers and uninsured parties.
Document all activity accurately and promptly within claim systems.
Collaborate with litigation teams when legal action is required to support recovery efforts.
Handle deductible reimbursements in accordance with company policy and state regulations.
Maintain productivity and recovery goals in alignment with department metrics.