Sr. Specialist, Bank Finance
About The Position
The Sr. Specialist, Bank Finance supports loan pricing, profitability analysis, pricing exception reviews, and lending-related business decisions that influence the performance of Charles Schwab Bank. The role works across Finance, Treasury, Credit/Risk, Sales, Operations, and Controllers. The position helps drive pricing decisions for Pledged Asset Line (PAL), Mortgage, and HELOC products. It analyzes loan pricing requests, evaluates pricing exceptions, supports loan purchase activities, and provides a resource for sales and operations teams serving clients, including high-net-worth households. The work supports sound decision-making, operational excellence, portfolio performance, business growth, risk management, and client-focused solutions. The role is primarily aligned to the Denver market. Qualified internal candidates may also be considered for other Charles Schwab hub locations, depending on business need, team alignment, and manager approval.
Requirements
- Bachelor’s degree in Business, Finance, Economics, or a related field.
- At least 1 year of experience in lending pricing, profitability analysis, financial analysis, or a related banking function.
- Proficiency with Microsoft Excel and reporting tools.
- Ability to evaluate data, identify trends, and support business decisions using analytical thinking; operational experience with a finance background may also be considered.
- Ability to manage multiple priorities while maintaining accuracy and attention to detail.
- Strong problem-solving and decision-making skills, including the ability to recommend practical solutions to complex business challenges.
- Effective written and verbal communication skills, including presenting insights and recommendations to business partners.
- Ability to build collaborative relationships across cross-functional teams and stakeholders.
- Ability to quickly learn new concepts, processes, technologies, and business requirements.
Nice To Haves
- Experience supporting Pledged Asset Line (PAL), Mortgage, HELOC, or other consumer lending products.
- Experience reviewing pricing exceptions and making recommendations within established authority frameworks.
- Previous experience in banking operations combined with a finance or analytical background.
- Knowledge of loan profitability, portfolio reporting, forecasting, and lending analytics.
- Experience supporting audits, compliance reviews, regulatory reporting, or risk-related initiatives.
- Demonstrated ability to influence outcomes, resolve conflicts, and build consensus among diverse stakeholder groups.
Responsibilities
- Support loan pricing, profitability analysis, and pricing exception reviews.
- Support lending-related business decisions that influence Charles Schwab Bank's performance.
- Help drive pricing decisions for Pledged Asset Line (PAL), Mortgage, and HELOC offerings.
- Analyze loan pricing requests and evaluate pricing exceptions.
- Support loan purchase activities.
- Provide support to sales and operations teams serving clients, including high-net-worth households.
- Provide data-driven recommendations supporting business growth, risk management, and client-focused solutions.
- Work with partners across Finance, Treasury, Credit/Risk, Sales, Operations, and Controllers.
Benefits
- Eligible for bonus or incentive opportunities in addition to the salary range.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
