Sr Product Manager, T-Mobile Money

T-Mobile•Bellevue, WA
•$121,600 - $219,400

About The Position

The Sr Product Manager, T-Mobile Money helps define the product and business strategy for T-Mobile’s banking portfolio. The role evaluates benchmarks and the competitive landscape, understands customer needs and business objectives, and translates them into a prioritized roadmap with clear sequencing, rationale, and business cases. Working with internal T-Mobile teams and external banking and platform partners, the Sr Product Manager defines features, capabilities, requirements, and user stories and helps launch, operate, and grow the business. The role seeks opportunities in customer acquisition, product features and functionality, offers and promotions, and market expansion. This position combines product strategy, analysis, customer advocacy, execution leadership, and relationship building. The Sr Product Manager is accountable for internal and external products, platforms, services, and experiences, leading cross-functional teams and partners to bring together customer needs, technical feasibility, business goals, and funding. Day-to-day work includes conducting market research, generating product requirements, defining specifications and long-term product strategy, creating roadmaps, supporting technical delivery end to end, defining release and product-increment scope, coordinating release schedules with development, program management, and marketing, and supporting go-to-market activities as needed. The role also uses customer and business data, experiments, financial analysis, and performance measures to guide product decisions and outcomes.

Requirements

  • At least 7 years of relevant product management experience, or equivalent experience launching and leading new products.
  • Strong analytical skills, including the ability to interpret product usage data and use it to drive decisions.
  • Strong product sense and judgment, with the ability to prioritize and make sound tradeoffs with incomplete information.
  • Intellectual curiosity and a bias toward learning quickly and finding root causes in data and details.
  • Experience building and running complex business cases, financial models, and product or business P&L.
  • Experience delivering large, complex business and technology initiatives end to end in close partnership with engineering and IT.
  • Strong requirements discovery and writing skills, with the ability to write clearly and concisely for different audiences.
  • Proven ability to communicate with leadership while collaborating and influencing effectively.
  • Fluency with AI tools and workflows, with a track record of applying them to accelerate product discovery, analysis, and delivery.
  • Bachelor’s degree plus 7 years of related work experience, or an advanced degree with 5 years of related experience.
  • At least 18 years of age.
  • Legally authorized to work in the United States.

Nice To Haves

  • At least 5 years of relevant experience in fintech or financial services.
  • Working knowledge of the regulatory and compliance environment for consumer financial products.

Responsibilities

  • Own the product roadmap end to end, from inception through implementation, aligning it with customer value and business objectives.
  • Identify target customers for existing and future products, and design and drive end-user product research.
  • Evaluate competitors, benchmarks, and the market landscape to identify gaps, opportunities, and areas for innovation.
  • Partner with the business, internal and external partners, and leadership to understand customer experiences and identify opportunities.
  • Analyze quantitative and qualitative data to size opportunities, identify root causes, and prioritize investment, working with data scientists as needed.
  • Use rapid, hypothesis-driven testing and experiments, including prototypes and A/B tests, to inform product direction and validate ideas before building.
  • Build and manage business cases, financial models, and product P&L, including cost-benefit, ROI, and NPV analysis; follow enterprise processes to secure and maintain product funding.
  • Translate strategy into detailed features, capabilities, requirements, and user stories for delivery teams, including prototypes where useful.
  • Own and prioritize the product backlog with engineering and IT partners, aligning priorities to business and customer impact.
  • Partner with engineering and IT on feasibility and solutioning, and account for technical debt and long-term technical investment in the roadmap.
  • Anticipate industry trends and incorporate their potential impacts and opportunities into the product process.
  • Identify and shape market expansion opportunities across new segments, channels, and offers.
  • Define product capabilities and drive deployment through launch, supporting go-to-market activities as needed.
  • Build dashboards and instrumentation to understand product and feature performance, and track product health and success metrics.
  • Communicate, influence, and present ideas to leaders at VP level and below, including delivering product presentations and ad hoc analysis to executive leadership.

Benefits

  • Competitive base salary and compensation package.
  • Annual stock grant and employee stock purchase plan.
  • 401(k).
  • Access to free, year-round money coaches.
  • Annual bonus or periodic sales incentive or bonus, depending on role and eligibility.
  • Medical insurance.
  • Dental insurance.
  • Vision insurance.
  • Flexible spending account.
  • Paid time off and up to 12 paid holidays.
  • Paid parental and family leave.
  • Family building benefits.
  • Back-up care and enhanced family support.
  • Childcare subsidy.
  • Tuition assistance and college coaching.
  • Short- and long-term disability coverage.
  • Voluntary AD&D, accident, life, disability, and long-term care coverage.
  • Mobile service and home internet discounts for eligible employees.
  • Pet insurance for eligible employees.
  • Commuter and transit programs for eligible employees.
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