Software Engineer, Product

OnePay

1d•$140,000 - $190,000•Remote

About The Position

OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: Ready to run, Hungry and driven by urgency, Exceptional at what they do, with low ego, Comfortable operating in motion. The @Work team is responsible for OnePay's employer benefit features, including Instapay, savings, and budgeting. As a Full Stack Engineer at OnePay, you will build simple and beautiful experiences for people's crucial daily interactions with their money, earnings, and pay schedules.

Requirements

5+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services
Solid hands-on full-stack engineering skills, with proficiency in backend architecture and modern frontend frameworks
Experience designing or working on reliable, secure, and high-performance systems -ideally in payments, EWA, or other regulated consumer finance domains
Clear communication skills and a collaborative working style
Initiative and growth mindset - eager to learn and contribute as a team player

Nice To Haves

Familiarity with modern software engineering practices will help you ramp up quickly.

Responsibilities

Lead technical design and implementation for projects powering our @work platform
Set architectural standards and ensure best practices in code quality, performance, and scalability
Partner closely with product, design, and operations to shape and deliver @Work product strategy
Oversee optimization of systems for reliability, security, and scalability
Own technical decision-making, balancing rapid delivery and sustainable solutions