Senior Risk Manager, Card Risk

Capital One • McLean, VA

6d • $161,500 - $202,800 • Hybrid

About The Position

As a Senior Risk Manager on Capital One’s Card Risk Team, you will serve as a primary First Line of Defense (1LoD) Risk Subject Matter Expert for high-profile card initiatives. You will apply technical risk judgment, control expertise, and business acumen to identify, evaluate, and mitigate operational risks across the line of business.

You will act as a trusted risk advisor, control architect, and audit defense lead. You will partner with business leaders to build robust control environments, execute Risk and Control Self-Assessments (RCSAs), respond to audit and examination scrutiny, and guide stakeholders through issue remediation and control testing.

This is a hybrid role, subject to Capital One’s hybrid policy and required on-site presence at the designated office location.

Requirements

• Bachelor’s degree or military experience.
• At least 5 years of First Line of Defense operational risk, business risk, control execution, or internal audit experience within a financial institution or Big 4 consulting firm.
• At least 4 years of experience supporting, partnering with, and interacting with internal business clients.
• At least 2 years of experience with Enterprise Risk Management frameworks, operational risk advisory, and control transformation.

Nice To Haves

• Master’s degree.
• 6 or more years of risk consulting experience at a Big 4 or major professional services firm, with exposure to Enterprise Risk Management frameworks, operational risk advisory, and control transformation.
• 6 or more years of First Line of Defense Operational Risk Management experience supporting consumer card, lending, or retail financial services.
• Hands-on experience authoring business controls, executing RCSAs, and evaluating control design effectiveness.
• Direct experience leading internal audit defense routines or managing regulatory examination requests.
• Experience serving as an advisor or approval gate for operational issue remediation and root-cause analysis.
• Certified Risk Management Assurance (CRMA) or Certified Regulatory Compliance Manager (CRCM).

Responsibilities

• Serve as the primary 1LoD Risk SME for assigned card business units, advising on control design, operational risk identification, and risk/return trade-offs.
• Lead and execute RCSAs by evaluating process workflows, mapping threat vectors, identifying control gaps, and authoring testable business controls aligned with enterprise risk frameworks.
• Partner with business leaders on strategic changes, product launches, and workflow modifications to identify risks and establish control architecture before go-live.
• Evaluate key risk indicators and process maps to identify emerging control weaknesses and advise business partners.
• Advise on internal audits and regulatory exams, shape response strategies, manage audit challenges, and guide business partners in demonstrating control effectiveness.
• Guide business stakeholders through root-cause analysis and remediation design, and serve as an advisory consultant and final approval gate for issue closure.
• Consult with Control Testing teams on scope design and testing routines; interpret testing failures, translate results into actionable business insights, and guide corrective action plans.

Benefits

• Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.
• Comprehensive health, financial, and other benefits supporting total well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior