Credit Card Risk Strategy Analyst
About The Position
The Credit Card Risk Strategy Analyst leads the development, implementation, and ongoing monitoring of quantitative credit strategies for Huntington’s consumer credit card acquisition programs. The role is responsible for account approval strategies, initial credit line assignment, and risk-based pricing strategies. The analyst monitors the credit risk profile and performance of newly acquired accounts to ensure alignment with established portfolio loss and risk-adjusted return objectives. The position works with cross-functional partners to advance business priorities and meet risk and regulatory requirements. It uses SQL/SAS analysis to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations. The role requires experience managing the full analytical lifecycle, from project development and execution through presentation, implementation, and post-implementation monitoring. This is an office-based position. The posting notes that some positions outside the branch network may be eligible for flexible work arrangements, with specific arrangements provided by the hiring team. The annual compensation range is $102,000–$208,000, and colleagues are also eligible for an applicable incentive compensation plan.
Requirements
- Bachelor’s degree.
- 7+ years of experience in an analytics role in financial services.
- 5+ years of experience with SQL/SAS.
- Demonstrated understanding of credit card profit-and-loss (P&L) drivers and financial performance.
- Strong organization and communication skills, both verbal and written.
- Strong analytical skills and thought process, with a high degree of attention to detail.
- Ability to articulate the problem-solving methodology used to research and create solutions.
- Ability to work on multiple projects at once and prioritize within tight time constraints.
Nice To Haves
- MBA/MS or Ph.D. in Statistics, Economics, Finance, or Business Analytics.
- Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.
Responsibilities
- Lead the development, implementation, and ongoing oversight of consumer credit card new account origination strategies, including segment-level performance reporting and change management.
- Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.
- Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.
- Partner with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.
- Manage the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.
- Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations.
Benefits
- Health insurance coverage.
- Wellness program.
- Life and disability insurance.
- Retirement savings plan.
- Paid leave programs.
- Paid holidays.
- Paid time off (PTO).
- Eligibility to participate in an applicable incentive compensation plan.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
