Credit Card Risk Strategy Analyst

Huntington National Bank•Columbus, OH

20h•$102,000 - $208,000•Onsite

About The Position

The Credit Card Risk Strategy Analyst leads the development, implementation, and ongoing monitoring of quantitative credit strategies for Huntington’s consumer credit card acquisition programs. The role is responsible for account approval strategies, initial credit line assignment, and risk-based pricing strategies. The analyst monitors the credit risk profile and performance of newly acquired accounts to ensure alignment with established portfolio loss and risk-adjusted return objectives. The position analyzes data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations. It also involves managing the full analytical lifecycle, from project development and execution through presentation, implementation, and post-implementation monitoring. The role works cross-functionally to advance business priorities while maintaining alignment with risk and regulatory requirements. This is an office workplace position. The stated annual base compensation range is $102,000–$208,000. Colleagues are also eligible to participate in an applicable incentive compensation plan.

Requirements

Bachelor’s degree.
At least 7 years of experience in an analytics role in financial services.
At least 5 years of experience with SQL/SAS.
Demonstrated understanding of credit card profit-and-loss (P&L) drivers and financial performance.
Strong organization and verbal and written communication skills.
Strong analytical skills and thought process, with a high degree of attention to detail.
Ability to articulate the problem-solving methodology used to research and create solutions.
Ability to work on multiple projects simultaneously and prioritize within tight time constraints.

Nice To Haves

MBA/MS or Ph.D. in Statistics, Economics, Finance, or Business Analytics.
Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.

Responsibilities

Lead the development, implementation, and ongoing oversight of consumer credit card new-account origination strategies, including segment-level performance reporting and change management.
Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.
Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.
Partner with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.
Manage the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.
Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations.
Monitor the credit risk profile and performance of newly acquired accounts against portfolio loss and risk-adjusted return objectives.