Vice President - Card Acquisition Credit Strategy

JPMorgan Chase & Co. • Wilmington, DE

6h

About The Position

As a Vice President, Card Acquisition Credit Strategy Lead in the Card Credit Decisioning team, you will lead pre-qualification channel strategy, balancing growth, profitability, and prudent risk management. You will partner across product, finance, legal, and risk teams to strengthen underwriting, monitoring, and controls, and establish an operating rhythm and performance view that supports sustainable outcomes. The role includes shaping acquisition credit policies and strategies, monitoring performance, supporting governance, and making or recommending complex credit decisions and exceptions.

Requirements

• Bachelor’s degree in finance, business, or a related field.
• 5 years of experience in consumer lending, originations, retail credit, or credit risk strategy at a large financial services firm.
• Demonstrated ability to evaluate, monitor, and manage credit risk in a regulated environment.
• Working knowledge of banking regulations and control expectations relevant to credit underwriting and originations.
• Strong analytical and financial acumen, with the ability to translate data into clear decisions and actions.
• Proven ability to influence outcomes through cross-functional partnership and stakeholder management.
• Strong executive communication skills, including creating clear, concise presentations and briefings.
• Demonstrated strategic thinking and execution, including identifying opportunities to improve processes and performance.
• Experience leading or supporting complex initiatives from design through implementation and performance tracking.
• Must be authorized to work for any employer in the US; immigration sponsorship and sponsorship transfer are not available.

Nice To Haves

• Experience building or managing pre-qualification, underwriting, or acquisition strategies for unsecured consumer credit.
• Experience partnering with credit modeling teams on model development, inputs, validation, or performance monitoring.
• Proficiency with analytics tools such as SQL, Python, SAS, Snowflake, or Tableau.
• Experience setting up governance routines (reviews, approvals, controls) for credit strategy execution.
• Comfort operating in highly matrixed organizations with multiple senior stakeholders.

Responsibilities

• Define and execute pre-qualification credit risk strategies to achieve growth and credit performance goals.
• Partner with product and finance stakeholders to assess new credit opportunities and build actionable execution plans.
• Establish review routines and governance to validate strategy assumptions and ensure disciplined execution.
• Collaborate with modeling partners to shape credit model inputs, testing approaches, and roadmap priorities.
• Develop performance metrics and monitoring dashboards; lead senior leadership readouts and recommendations.
• Help shape credit policies, underwriting standards, and risk management frameworks for acquisitions.
• Ensure adherence to applicable banking regulations, internal controls, and policy requirements.
• Coordinate across risk, underwriting, legal, finance, and operations stakeholders to balance growth with risk outcomes.
• Provide approvals or recommendations for complex acquisitions-related credit decisions and exceptions.

Benefits

• Competitive total rewards package, including base salary; eligible roles may also receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.
• Reasonable accommodations for religious practices and beliefs, as well as mental health or physical disability needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior