SR Manager Non Motor

Rm Insurance Broking

About The Position

The Senior Non-Motor Underwriter evaluates and underwrites non-motor risks, including property, liability, and marine, in line with company guidelines and market trends. The role analyzes risks, coverage requirements, and pricing to determine suitable terms and conditions while ensuring compliance with internal underwriting policies and external regulations. The position leads and mentors junior underwriters, supports sales and business development teams with complex underwriting matters, and reviews pricing strategies in light of market conditions, competition, and emerging risks. It also coordinates with claims teams, reviews claims trends, and contributes risk-management input to help reduce future claims. The role monitors industry developments and competitor offerings and provides input into insurance product development and refinement.

Requirements

At least 10 years of experience in non-motor underwriting, focused on property, liability, or marine lines of business.
Bachelor's or master's degree in Insurance, Finance, or a related field.
Strong analytical and risk-assessment skills.
Excellent communication and interpersonal abilities.
Leadership and team-management experience.
In-depth knowledge of the insurance industry, market dynamics, and regulatory requirements.
In-depth knowledge of insurance products.
Proficiency in underwriting software and MS Office.
Ability to communicate with insurance companies to obtain bespoke products or contingent policies.
Based in Rajasthan.

Nice To Haves

Relevant professional certifications, such as Associate or Fellowship of the Insurance Institute of India.

Responsibilities

Evaluate and underwrite non-motor risks, including property, liability, and marine, according to company guidelines and market trends.
Analyze risks, coverage requirements, and pricing to determine appropriate terms and conditions.
Ensure compliance with internal underwriting policies and external regulations.
Lead and mentor junior underwriters, providing guidance on underwriting decisions and technical matters.
Assist in training new staff on underwriting processes and best practices.
Support sales and business development teams in understanding underwriting requirements and addressing complex client queries.
Review and optimize pricing strategies based on market conditions, competition, and emerging risks.
Collaborate with the claims team to align underwriting processes with claims handling practices.
Review claims trends and provide input on risk-management strategies to minimize future claims.
Monitor industry trends, competitor offerings, and emerging risks to keep underwriting practices competitive.
Provide input into the development and refinement of insurance products.