Senior Home Lending Advisor - Manteca CA

JPMorgan Chase & Co. • Manteca, CA

3h

About The Position

Join Chase Home Lending as a Senior Home Lending Advisor and use your knowledge of home lending products to serve as customers’ primary point of contact throughout the life of their loans. You will help guide clients toward homeownership, adhere to regulatory requirements, and market and promote Chase financial products. You will work with a motivated Home Lending team and partner with retail branches and bankers to support mortgage originations and customer needs.

The position is subject to requirements under Section 19 of the Federal Deposit Insurance Act and the Dodd-Frank/Truth in Lending Act for Loan Originators. Employment is contingent on applicable reviews, including criminal conviction history and, where relevant, credit and NMLS information. NMLS registration under the SAFE Act is required upon employment, with continued employment dependent on compliance, annual renewal, and timely updates.

Requirements

• Bachelor’s degree or equivalent work experience in sales and/or real estate.
• At least 3 years of mortgage lending and proven sales experience in retail banking.
• Knowledge of the local real estate market.
• Excellent written and oral communication skills.
• Knowledge of FHA, VA, FNMA, and FHLMC guidelines.
• NMLS registration under the SAFE Act of 2008, or the ability to register or update registration upon employment, with ongoing compliance required.
• Meet applicable Dodd-Frank/Truth in Lending Act Loan Originator qualification requirements.

Nice To Haves

• FHA/VA sales experience.
• Marketing, promotion, relationship-building, and consulting skills.
• Intermediate PC skills in a Windows environment.

Responsibilities

• Coach and mentor branch team members by providing training on products and services.
• Work with bankers, meet with their customers, and introduce new clients to bankers for additional products and services.
• Collaborate with the team to create an outstanding customer experience using marketing and outreach efforts, including direct mail, media advertisements, cross-selling, relocation and statement programs, Chase.com, electronic newsletters, and outbound lead sourcing.
• Build a strong partnership with assigned retail branches to promote mortgage loan originations in footprint territories, and work effectively within formal and dotted-line reporting relationships.
• Establish yourself as an internal and external mortgage expert and maintain strong customer relationships.
• Provide consultative recommendations based on financial analysis and expertise, product knowledge, and customers’ financial needs, goals, and circumstances.
• Adhere to regulatory requirements while marketing and promoting Chase financial products.

Benefits

• Competitive total rewards package, including base salary based on role, experience, skill set, and location.
• Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior