Senior Credit & Accounts Receivable Analyst

PNY Technologies•Parsippany, NJ

1d•$80,000 - $90,000•Onsite

About The Position

PNY Technologies is seeking a Senior Credit & Accounts Receivable Analyst to manage customer financial accounts from onboarding and credit evaluation through billing, collections, and reconciliation. This senior individual contributor partners across Finance, Sales, Customer Service, and Operations to manage credit exposure, resolve account issues, improve cash flow, and maintain strong customer relationships. The position is based on-site in Parsippany, New Jersey. Relocation assistance is not available.

Requirements

3–5 years of experience in credit, accounts receivable, collections, or customer financial operations.
Experience managing customer accounts, evaluating financial information, and resolving billing or payment issues.
Advanced Microsoft Excel proficiency and strong analytical and problem-solving skills.
Excellent communication, organization, and follow-through, with the ability to balance customer relationships and financial risk.

Nice To Haves

Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
Knowledge of trade credit insurance and/or experience with commercial or standby letters of credit.
Familiarity with customer financing and payment-security arrangements.
ERP experience; Epicor is a plus.
Experience in technology, manufacturing, distribution, or wholesale, with exposure to cash forecasting, working-capital management, or process improvement.

Responsibilities

Support customer onboarding, maintain accurate account records and approved payment terms, and serve as a Finance contact for assigned accounts.
Evaluate customer financial information, recommend credit limits and payment terms for management approval, and monitor credit exposure and credit holds.
Support trade credit insurance and customer financing or payment-security arrangements, including letters of credit, factoring, floorplan financing, leasing, prepayments, bank credit arrangements, and escrow.
Monitor aging and past-due balances, reconcile accounts, and resolve billing discrepancies, deductions, short payments, and disputes.
Work with customers and internal teams to resolve financial issues, escalate significant risks, and support timely collection.
Maintain accurate ERP data, prepare account and risk reporting, support cash forecasting and working-capital management, and improve processes while following internal controls.