Onboarding - KYC Onboarding - Senior Associate

B2C2•New York, NY

About The Position

B2C2 is hiring a Senior Associate for its KYC onboarding function. The role supports client and counterparty onboarding and lifecycle processes, including initial KYC, periodic and ad-hoc reviews, ongoing monitoring, and maintenance. It involves coordinating work across multiple B2C2 entities and teams in a fast-paced, time-sensitive environment, reviewing documentation, assessing changes in client risk profiles, and supporting improvements to onboarding systems and procedures. The Senior Associate works with clients and counterparties and collaborates with Front Office, Sales, Compliance, AML, Operations, Legal, Risk, Audit, and management. The position balances commercial needs and revenue growth with effective risk controls. B2C2 is a values-based, equal-opportunity employer and will consider flexible working arrangements for any role.

Requirements

Experience in KYC or client onboarding.
Appreciation for due diligence operations and onboarding applications or systems.
Strong written and verbal communication and interpersonal skills.
Ability to engage with management, Front Office, Sales, Compliance, Legal, and Audit.
Strong organization and multitasking skills, with a track record of remaining composed in a fast-paced, high-pressure environment.
Understanding of the US PATRIOT Act, BSA/AML requirements (including CIP and the distinction between CDD and EDD), Dodd-Frank, 5MLD, MLR 2017, and MLR 2019, among other regulations.
Strong research and analysis skills and competency using external due-diligence resources.
Energetic and self-starting, with the ability to take direction and act quickly.
Ability to balance compliance with pragmatism and commerciality in an environment where revenue growth and risk control are both priorities.
High competency in the Google product suite and an interest in AI technology enhancement.

Responsibilities

Engage clients and counterparties to facilitate client KYC/onboarding and lifecycle processes, including initial KYC and periodic or ad-hoc reviews.
Coordinate client and counterparty KYC onboarding across B2C2 entities and functions, including Front Office, Compliance, AML, Operations, Legal, and Risk.
Assist with ongoing monitoring, banking enquiries, and other KYC-related matters as required.
Complete departmental requests within expected timeframes and act on client maintenance activities promptly.
Review agreements, legal and financial documents, and other paperwork for completeness and accuracy.
Assist in assessing and assigning risk classifications to incoming clients and counterparties and those changing or expanding their business activities; adjust KYC profiles when risk factors change, where applicable.
Undertake recertifications and renew due diligence on existing clients and counterparties, identifying changes in risk profile, including reputational and operational risk factors.
Participate in designing and testing enhancements to client due diligence and onboarding databases, reports, and systems.
Support management's tactical and strategic initiatives regarding onboarding applications and other systems.
Work with Sales, Compliance, Legal, and other teams to make policies and procedures more transparent and effective while maintaining strong risk controls.