Residential Credit Associate

Arrived • Seattle, WA

8d • Remote

About The Position

This position is only open to candidates located in the following states and/or markets: Arkansas, Arizona, California, Colorado, Illinois, Massachusetts, Michigan, Nevada, North Carolina, New Jersey, New York, Tennessee, Texas, Washington. We’re Making Real Estate Investing Accessible to Anyone At Arrived, our mission is to bring real estate investing online. We’re building the world’s most trusted platform for investing in real estate—giving everyday investors access to the world’s largest asset class. As the platform grows, Arrived is expanding its private credit strategies backed by residential real estate , including: Residential transition loans (RTL) DSCR rental loans Structured residential credit investments We partner with leading originators, operators, and institutional capital providers to deploy capital across a diversified portfolio of residential credit investments. To support this growth, we are hiring a Residential Credit Associate to help scale Arrived’s investment platform. What You’ll Do Arrived is seeking a credit associate to support the underwriting, execution, and portfolio management of residential credit investments. You will work closely with Arrived’s Investment, Credit, Legal, and Asset Management teams across the full lifecycle of private credit investments , including: Qualifying and monitoring origination partners Underwriting and pricing analysis Investment committee preparation Collateral diligence and loan review Transaction management and closing Portfolio monitoring and risk assessment Unlike traditional analyst roles focused solely on modeling or processing, this position provides exposure across the entire credit investment lifecycle and the systems that support a growing credit platform. How You’ll Contribute You will work cross-functionally across investment, diligence, legal, and operations teams to support Arrived’s residential credit investment activities.

Requirements

• Have great experience in real estate credit, private credit, structured finance, or mortgage finance
• Have experience working with loan-level collateral or mortgage-backed securities
• Have worked at a lender, credit fund, diligence firm, or investment platform
• Demonstrate strong analytical, organizational, and transaction management skills
• Are detail-oriented and comfortable managing multiple transactions simultaneously
• Are proficient in Excel and financial analysis tools
• Have familiarity with loan documentation and collateral review
• Communicate clearly in both written and verbal formats

Responsibilities

• Manage residential credit transactions from approval through closing by: Coordinating with originators, diligence providers, servicers, and counsel Managing deal workflows, closing timelines, and documentation Reviewing loan purchase agreements, servicing documents, and extensions Maintaining transaction checklists and funding readiness This role serves as a central orchestration point across investment, diligence, and legal teams to ensure efficient capital deployment.
• Support diligence and collateral validation for residential loan acquisitions: Managing third-party diligence providers performing loan-level reviews Reviewing inventory and exception reports with custodians Coordinating with originators to resolve collateral exceptions Identifying risks and ensuring loan files meet Arrived’s investment standards prior to closing
• Assist the investment team in evaluating residential credit opportunities: Supporting underwriting of loan structures, leverage levels, borrower profiles, and collateral Preparing internal deal summaries and investment memos Supporting pricing analysis and capital allocation decisions Maintaining pipeline and investment tracking models
• Support monitoring and risk management of Arrived’s credit portfolio: Tracking borrower performance and key loan milestones Monitoring covenant compliance and extension requests Supporting portfolio reporting and internal credit reviews Identifying emerging risks across the portfolio
• Help build scalable infrastructure supporting Arrived’s credit platform: Improving diligence workflows and operational processes Supporting loan tracking systems and portfolio analytics Assisting with reporting and investment data infrastructure

Benefits

• Competitive salary + equity
• Health, dental, and vision benefits
• Flexible work environment
• Every Arrived employee receives a monthly bonus to invest in Arrived properties and build passive income alongside our investors.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed
• Number of Employees: 11-50 employees