Research & Origination Associate

New York Life•New York, NY

20h•$75,000 - $106,500•Hybrid

About The Position

The Research & Origination Associate supports structured finance research and transaction origination across specialty finance sectors. The role provides analytical support on collateral performance, cash flow analysis, structural evaluation, and legal documentation review, using established approaches and guidance from senior team members. It also supports portfolio performance, return, and market reporting, and helps prepare term sheets and internal and external portfolio and marketing presentations. The associate supports coverage across Consumer Finance, Student Loans, Residential Mortgages, Solar, Aviation, Rail and other transportation-related assets, Equipment Finance, Fund Finance, Digital Infrastructure, Whole Business, and other specialty finance sectors. The position collaborates with senior team members and interacts with investment banks, private equity funds, issuers, rating agencies, and in-house partners to support transaction ratings, accounting, and regulatory capital treatment. The role is based in a hybrid work arrangement requiring four days per week at the designated workplace. The listed salary range is $75,000–$106,500. The position is exempt from overtime and is eligible for a discretionary annual bonus, but not a sales bonus.

Requirements

Experience or demonstrated knowledge in credit research and analysis.
Strong written and presentation skills.
Motivated self-starter with strong collaboration skills, sound judgment, and a positive attitude.

Nice To Haves

Bachelor’s degree preferred.
MBA or CFA is a plus.
Some structured finance analysis experience, with exposure to Private and 144A ABS preferred.
Experience with cash flow modeling, scenario analysis, and sensitivity analysis for asset-backed transactions is a plus.

Responsibilities

Provide analytical support on collateral performance, cash flow analysis, structural evaluation, and legal documentation review, applying established approaches and guidance from senior team members.
Support ad hoc portfolio performance, return, and market reporting.
Assist in creating term sheets and internal and external portfolio and marketing presentations.
Support sector coverage across Consumer Finance, Student Loans, Residential Mortgages, Solar, Aviation, Rail and other transportation-related assets, Equipment Finance, Fund Finance, Digital Infrastructure, Whole Business, and other specialty finance sectors.
Work with senior team members and interact with investment banks, private equity funds, issuers, rating agencies, and in-house partners to support transaction ratings, accounting, and regulatory capital treatment.