Remote Protection Services Advisor

AIL•Miami, FL
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Remote Benefits Advisor to help individuals and families understand insurance protection options that can support their financial well-being. The advisor meets prospective clients virtually, identifies their needs, and explains life, supplemental health, and accident insurance. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Excellent written, verbal, and listening skills.
  • Strong customer-service and relationship-building ability.
  • Detail-oriented and organized.
  • Comfortable using computer systems and virtual meeting tools.
  • Self-motivated with reliable follow-through.
  • Able to work independently and contribute to a team environment.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense.

Responsibilities

  • Connect with prospective clients through company-provided warm leads.
  • Schedule and conduct virtual appointments.
  • Complete needs-based client reviews.
  • Explain life, supplemental health, and accident insurance options.
  • Answer client questions and provide clear, professional guidance.
  • Follow up promptly and maintain strong client relationships.
  • Keep accurate records of client communication.
  • Participate in ongoing coaching, training, and team meetings.

Benefits

  • 100% remote work opportunity.
  • Warm leads provided.
  • Weekly pay with unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Comprehensive online training and development resources.
  • Daily coaching and mentorship.
  • Performance incentive programs.
  • No overhead costs.
  • Union representation through OPEIU Local 277.
  • Career growth opportunity with a stable organization serving members and families for 70 years.
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