Remote Family Protection Advisor

AIL•Detroit, MI
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Financial Services Representative to help clients explore insurance protection options for themselves and their families. This fully remote role involves virtual, needs-based conversations and explaining available life, supplemental health, and accident insurance coverage. Training, warm leads, resources, mentorship, and ongoing professional development are provided to support client relationships and career growth. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and must pay for applicable pre-licensing coursework, examinations, and state licensing requirements. No prior insurance experience is required.

Requirements

  • Strong written, verbal, and listening skills.
  • Professional and client-centered communication style.
  • Ability to build rapport and trust with clients.
  • Strong organization and attention to detail.
  • Comfort using technology and virtual communication platforms.
  • Ability to work independently and as part of a team.
  • Be at least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Responsibilities

  • Contact prospective clients using company-provided warm leads.
  • Schedule and conduct virtual consultations.
  • Identify client needs through professional conversations.
  • Explain available insurance products and benefits.
  • Help clients understand coverage and next steps.
  • Provide timely follow-up and responsive support.
  • Maintain accurate client information and records.
  • Participate in coaching, training, and team development.

Benefits

  • Warm leads provided.
  • Weekly compensation.
  • Unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Industry-leading online training.
  • Daily coaching and mentorship.
  • Performance-based incentive programs.
  • No overhead costs.
  • OPEIU Local 277 union representation.
  • Stable career opportunity with a 70-year history of serving members and families.
  • Licensing guidance and ongoing professional development.
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