Relationship Manager In Training - Regional Markets (Red Deer)

ATB • Red Deer, AB

10d

About The Position

This unique rotational program is designed to build the next generation of elite Relationship Managers (RM) for ATB's Regional Markets Team. Leadership is ATB's profession, and participants will develop vital skills to champion the Path to 2030 strategy, focusing on clients. The program includes an 18-month immersion in the Central Underwriting team to master credit structuring, risk assessment, and financial analysis. This foundational phase ensures participants transition into their permanent Regional RM role with unparalleled technical expertise. In the market, RMs will lead, manage, retain, and grow a dedicated portfolio of ATB Business customers, leveraging their credit background to identify opportunities, structure complex deals, and act as trusted advisors to rural clients.

Requirements

• Bachelor’s degree or diploma in Business, Commerce, Finance, Economics, Agribusiness, or a related field. An equivalent combination of practical financial experience and continuous learning will also be considered.
• A genuine interest in or connection to Alberta’s rural markets and a desire to support the unique economic drivers of these communities.
• A growth-oriented, client-obsessed connector and an analytical, data-driven problem solver who actively seeks opportunities for continuous growth.
• Demonstrated experience or a strong foundational capability in analyzing financial data (tax returns, balance sheets, cash flow statements) to build sound credit recommendations.
• Exceptional verbal and written communication skills, with the ability to translate complex financial concepts into clear, actionable advice for clients.
• High resourcefulness and the ability to manage personal energy and thrive in a structured, fast-paced 18-month learning environment before transitioning into an independent, market-facing role.

Responsibilities

• Master the Credit Process: Collaborate across teams and partner with Relationship Managers to assess risk, analyze financial data, and prepare credit assessments.
• Learn the Risk Appetite: Ensure credit decisions align with sound credit-granting principles and ATB lending policies, demonstrating commitment to values and risk culture.
• Build the Bridge: Act as a link between sales and risk, structuring credit solutions that protect ATB while advocating for client success.
• Grow the Regional Portfolio: Use market knowledge to meet client expectations, identifying products, services, and lending opportunities to achieve targets.
• Execute Seamless Deals: Leverage underwriting expertise to structure and recommend credit solutions efficiently.
• Portfolio & Risk Management: Manage book of business, including credit renewals, arrears, and adherence to ATB’s risk tolerance.
• Community Advocacy: Participate in internal and external rural market events, supporting initiatives vital to Albertans and local economies.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level