Real Estate Lender
About The Position
The Real Estate Lender/Loan Officer communicates with current and prospective real estate customers to present and sell available real estate financing products. The role processes real estate applications and related paperwork, analyzes applicants’ financial status, credit, and property evaluations to determine loan feasibility, identifies missing documentation, and informs applicants. The position maintains the loan pipeline and follows up with customers and loan processors to help ensure timely closings, and is responsible for collections on existing pipeline loans. The role also consults with managers on credit policies, credit lines, standards, and procedures; advises clients on suitable loan and credit options; assesses financial information and credit histories; performs due diligence from application through closing documentation; negotiates payment arrangements; prepares delinquent loan reports; and maintains loan records. The employee keeps current with changes to lending policies, procedures, and regulations. The position requires daily computer work for six or more hours and the ability to work in a fast-paced, multi-tasked environment. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Requirements
- Five years of relevant work experience.
- Bachelor’s degree or work equivalent.
- Proficient reading, writing, grammar, and mathematics skills.
- Proficient analytical skills.
- Proficient interpersonal relations and communication skills.
- Advanced knowledge of financial statement analysis.
- Knowledge of current lending and collection laws and regulations.
- Demonstrated management and supervisory skills.
- Visual and auditory skills.
- Comfort around higher management.
- Decision quality.
- Functional/technical skills.
- Presentation skills.
- Drive for results.
- Computer knowledge in a Windows environment.
- Basic knowledge of Microsoft Outlook, Excel, and Word.
- Ability to work on a computer for six hours or more daily, viewing the screen and using the keyboard.
- Ability to work in a fast-paced, multi-tasked environment.
Responsibilities
- Communicate with current and potential real estate customers to present and sell real estate financing products.
- Process real estate applications and associated paperwork.
- Analyze applicants’ financial status, credit, and property evaluations to determine loan feasibility.
- Review documents and inform applicants of missing items.
- Maintain the loan pipeline and follow up with customers and loan processors to help ensure timely closings.
- Handle collections on existing pipeline loans.
- Consult with managers about credit policies, credit lines, standards, and procedures.
- Advise clients on suitable loan and credit options.
- Obtain and assess financial information, including financial statements and credit histories.
- Perform due diligence from application through closing documentation.
- Negotiate payment arrangements and prepare delinquent loan reports.
- Document procedures and maintain hardcopy and electronic records of loan agreements.
- Keep abreast of changes to loan policies, lending procedures, and regulations.
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What This Job Offers
Job Type
Full-time
